Shelburne Falls Historic District Eviction Risk: Elevated

Severe burden reaches 24%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears. 43% of renters here are cost-burdened at the 30% threshold, above the Shelburne Falls rate of 34.9%. On the softer side is supply constraint, at 1.9/10.

Sitting well above the midpoint is rent-regulation exposure at 7.8/10. Court records for this tract carry 53 eviction filings.

3.7% of adults carry no health insurance against 11.3% nationally, a common route into sudden unpayable debt. The worst year on record was 2012, when filings touched 1.9% of renter households.

Food insecurity affects 9.1% of adults, 8.7 points below the national rate. The most recent observed rate, 1.0% in 2016, is well off that peak. Rent takes 16% of average household income, comfortably inside the 30% line and unusually low for a rental sub-market.

Average gross rent runs $1,072, close to the Shelburne Falls average. 34% of occupied units are renter-occupied.

Because the boundary contains one tract, 6.3/10 is simultaneously the area figure and the address-level figure. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.