Turner Falls Historic District Eviction Risk: Elevated

What pushes the score up most is tenant-organizing strength at 8.7/10. Sitting well above the midpoint is rent-regulation exposure at 8/10.

Severe burden reaches 17%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears. Internally this is not one market. Tract scores span 5.3 to 6.6, so two buildings inside the same boundary can carry materially different risk. Running cool is economic stress, at 2/10.

Filings are well documented here: 505 across 2 observed tracts. The worst year on record was 2015, when filings touched 5.6% of renter households. 5.0% of adults carry no health insurance against 11.3% nationally, a common route into sudden unpayable debt.

The most recent observed rate, 2.3% in 2016, is well off that peak. Rent takes 20% of average household income, comfortably inside the 30% line and unusually low for a rental sub-market.

Average gross rent runs $1,155, close to the Greenfield average. 37% of occupied units are renter-occupied.

Underwrite the address, not the area: with 1.3 points between its best and worst tract, the per-tract table below is the operative number. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.