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Neighborhood · Ranked #7,836 of 84,120 nationally

Highlands Eviction Risk: High , Westfield

Tract 25013812002 · Hampden County, MA · pop 4,671 · neighborhood within 1.3 mi

Census tract 25013812002 covers part of the Highlands area of Holyoke, MA, and scores 8/10 on landlord eviction risk. 34% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

Risk score
8
High
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 29% Stable renters 20% Owners 51%
Tract context
Occupied units1,874
Renter share48.8%
SVI overall0.88
Poverty rate23.2%
Median income$49,517

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
100 th percentile
Rank, 100th percentileLowHigh
#1 of 3 tracts In Highlands
Very High
Within parent city
60 th percentile
Rank, 60th percentileLowHigh
#5 of 11 tracts In Westfield
Elevated
Within county
99 th percentile
Rank, 99th percentileLowHigh
#2 of 104 tracts In Hampden County
Very High
Within state
87 th percentile
Rank, 87th percentileLowHigh
#213 of 1,613 tracts In Massachusetts
High
Geographic context

Risk heat across Westfield and the region

Centroid at 42.2148, -72.6500 · click any tract to drill in

Why Highlands scores 8

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Westfield
6.3
Regional political climate
2024 county presidential margin
5.9
State political climate
Massachusetts legislature & governorship
6.2
Economic stress
23.2% poverty · this tract
5.8
Supply constraint
$1,246 rent vs county FMR
3.3
Rent control risk
Inherited from Westfield
6.4
Eviction process difficulty
State law sets the calendar
5.6
Tenant organizing strength
Inherited from Westfield
9.6
Housing court bias
Inherited from Westfield
7.4

How Highlands compares

Risk score vs. parent city, county, state.
Highlands risk score vs. parent city / county / state8.0This tracttract 8120024.9Westfieldparent city5.8Countyavg tract in county6.2Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 88

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: B: Still Desirable

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Highlands. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Highlands

The dominant input is tenant-organizing strength at 9.6/10. Against the Hampden County average of 5.8, this tract reads riskier for landlords by 2.2 points.

Against Hampden County at 46.5%, 59% of renters here are cost-burdened. SNAP participation runs 32.0% against 15.2% nationally.

On the high side, court filing pressure reads 8.5/10. Average gross rent is $1,246, 22% above the Holyoke average. The poverty rate is 23%, which in this model reads as reduced rent-recovery odds after a judgment.

Sitting well above the midpoint, housing-court posture reads 7.4/10. Housing insecurity runs 21.2% against 14.2% nationally. This ground was mapped B ("Still Desirable") on the 1930s HOLC security maps for Holyoke Chicopee. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

On the national scale it lands near the 91st percentile of the 84,120 tracts scored. On the CDC Social Vulnerability Index the tract reads 8.9/10, which tracks how hard a shock lands on the households already here. Statewide the MA average is 6.2, so this tract runs 1.8 points hotter.

Of its three components the socioeconomic standing measure is the most pressured.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.

Frequently asked

About tract 25013812002

Q1

What is the eviction-risk score for census tract 25013812002?

Census tract 25013812002 in the Highlands neighborhood scores 8/10 (High tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 25013812002?

Median gross rent is $1,246/month (ACS 5-year 2023, table B25064). 59% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 25013812002?

23.2% of residents in tract 25013812002 live below the federal poverty line (ACS B17001, 2023). Population: 4,671.
Q4

How socially vulnerable is tract 25013812002?

CDC Social Vulnerability Index ranks this tract in the 88th percentile nationally. Sub-themes: socioeconomic 90th, household 76th, minority 62th, housing 78th.
Q5

Is tract 25013812002 considered part of Highlands?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 25013812002 fall within Highlands (neighborhood centroid within 1.3 miles, OSM data).
Q6

What share of households in tract 25013812002 struggle to pay rent?

About 21.2% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 14.1% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7

How does tract 25013812002 compare to Westfield overall?

Tract 25013812002 scores 8/10, higher than the parent city of Westfield at 4.9/10. City-scale signals (state law, local rent controls, court bias) are inherited from Westfield eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8

Was tract 25013812002 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Westfield

Top eight tracts in Westfield ranked by composite eviction-risk score.

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