Oakdale Eviction Risk: Moderate , Holyoke
Tract 25013812104 · Hampden County, MA · pop 4,039 · neighborhood within 1.1 mi
Landlord eviction risk in census tract 25013812104 (Oakdale in Holyoke, Massachusetts) comes in at 7.2/10, the Elevated tier. On the national scale it ranks #2,825 of 84,120 for landlord eviction difficulty.
Rent eats 30% or more of income for 55% of renter households, a severe level, and 15% are severely burdened at 50% or more. Average gross rent is $1,088 monthly, set against $52,438 in average yearly household income, roughly 25% of income at the averages. Renters make up 52% of occupied homes, a renter-majority tract.
Percentile rank
Higher percentile = riskier than more peers.Risk heat across Holyoke and the region
Centroid at 42.1930, -72.6297 · click any tract to drill in
Why Oakdale scores 5.9
9 axes · 1 = landlord-friendlyHow Oakdale compares
Risk score vs. parent city, county, state.SVI percentile: 82
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 58%Socioeconomic
- 93%Household composition
- 65%Racial/ethnic minority
- 86%Housing & transportation
HOLC grade: B: Still Desirable
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 41%Grade B
- 32%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Census tracts with similar eviction risk
Within Oakdale. Closest by Eviction Risk Score.
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 24.0%Housing insecurity
- 16.4%Utility-shutoff threat
- 30.9%Food insecurity
- 38.9%SNAP enrollment
- 15.9%Transit barriers
- 13.4%No health insurance
- 21.2%Frequent mental distress
- 42.8%Any disability
What drives eviction risk in Oakdale
The heaviest input here is tenant organizing strength at 9.6/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Holyoke eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the Hampden County average of 6.6 and above the Massachusetts statewide average of 5.9. Within its own county it reads on the riskier side for landlords.
The tract is White and Hispanic or Latino and ranks around the 82nd percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.
In CDC survey modeling, about 24.0% of adults here said they could not pay rent or mortgage at some point in the past year, and 16.4% faced a utility shutoff threat, a common early warning before a filing.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
About tract 25013812104
What is the eviction-risk score for census tract 25013812104?
What is the average rent in tract 25013812104?
What is the poverty rate in tract 25013812104?
How socially vulnerable is tract 25013812104?
Is tract 25013812104 considered part of Oakdale?
What share of households in tract 25013812104 struggle to pay rent?
How does tract 25013812104 compare to Holyoke overall?
Was tract 25013812104 historically redlined?
Highest-risk tracts in Holyoke
Top eight tracts in Holyoke ranked by composite eviction-risk score.