South Amherst Eviction Risk: Moderate

The voucher gap is 28.1%: households holding assistance that local rents will not absorb, which shows up as churn rather than arrears. The clearest offset is economic stress, at 1.7/10.

Sitting well above the midpoint is supply constraint at 7.8/10. 15% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate. Court records for this tract carry 265 eviction filings.

Average gross rent is $1,917, 15% above the Amherst Town average of $1,671. Food insecurity affects 7.0% of adults, 10.8 points below the national rate. 3.3% of adults carry no health insurance against 11.3% nationally, a common route into sudden unpayable debt.

The worst year on record was 2008, when filings touched 4.1% of renter households. Recent filings have not receded much: 3.3% in 2016 against a 4.1% peak. That places it #4 of 5 neighborhoods in Amherst Town.

Poverty sits at 7%, low enough that arrears here usually reflect a specific shock rather than a structural income gap.

Because the boundary contains one tract, 5.5/10 is simultaneously the area figure and the address-level figure. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.