Harlow Square Eviction Risk: High , Cambridge

What pushes it up most is local political climate at 9/10. Running hot, rent-regulation exposure reads 8.5/10. 71% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

On the high side, eviction-process difficulty reads 8.5/10. The severe-burden share is 18%, and it is the single best predictor in this model of a filing that actually reaches judgment. The poverty rate is 18%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

The filing record is not thin: 76 evictions over 5 years of observation. Filings peaked in 2015 at 2.7% of renter households.

In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. In a typical year about 2.1% of renter households face a filing. On the national scale it lands near the 97th percentile of the 84,120 tracts scored.

On the CDC Social Vulnerability Index the tract reads 5/10, which tracks how hard a shock lands on the households already here. Statewide the MA average is 6.2, so this tract runs 3.6 points hotter.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.