Within parent city
71
th percentile
Elevated
Census Tract · Ranked #58,384 of 84,120 nationally
Waverly Eviction Risk: Lower
Tract 26045020104 · Eaton County, MI · pop 3,332
In Waverly, census tract 26045020104 scores 6.1/10 for eviction risk. It lands near the 78th percentile nationally for landlord eviction risk.
61% of renter households here spend at least 30% of income on rent, a severe level, and 22% are severely burdened at 50% or more. The typical renter pays about $1,225 a month while the average household earns $67,263 a year, roughly 22% of income at the averages. Renters make up 27% of occupied homes.
Risk score
3
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 17%
Stable renters 11%
Owners 72%
Tract context
Occupied units1,601
Renter share27.2%
SVI overall0.51
Poverty rate11.9%
Median income$67,263
Percentile rank
Higher percentile = riskier than more peers.Within county
64
th percentile
Elevated
Within state
38
th percentile
Low
National
31
th percentile
Low
Geographic context
Risk heat across Waverly and the region
Centroid at 42.7339, -84.6121 · click any tract to drill in
Why Waverly scores 3
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Waverly
5.2
Regional political climate
2024 county presidential margin
5.0
State political climate
Michigan legislature & governorship
3.3
Economic stress
11.9% poverty · this tract
3.0
Supply constraint
$1,225 rent vs county FMR
5.9
Rent control risk
Inherited from Waverly
3.4
Eviction process difficulty
State law sets the calendar
3.4
Tenant organizing strength
Inherited from Waverly
8.6
Housing court bias
Inherited from Waverly
4.0
How Waverly compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 51
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 53%Socioeconomic
- 90%Household composition
- 56%Racial/ethnic minority
- 15%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 23%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 818Total filings over 8 yrs
- 23.33%Avg annual filing rate
- 39.1%Peak (2013)
- 70Filings in 2018 (latest validated)
Filings dropped 31% over the past 8 months.
Comparable tracts
Census tracts with similar eviction risk
Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 13.4%Housing insecurity
- 9.6%Utility-shutoff threat
- 16.2%Food insecurity
- 15.1%SNAP enrollment
- 8.9%Transit barriers
- 7.4%No health insurance
- 18.5%Frequent mental distress
- 31.2%Any disability
Analysis
What drives eviction risk in Waverly
The score leans hardest on tenant organizing strength at 8.6/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Waverly eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the Eaton County average of 5.5 and above the Michigan statewide average of 5.7. Within its own county it reads on the riskier side for landlords.
HOLC surveyors mapped this tract in the 1930s with a dominant grade of C ("Declining"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.
Princeton's Eviction Lab logged 818 eviction filings here over 8 tracked years, with about 23.3% of renter households facing a filing in a typical year. Filings peaked at 39.1% of renter households in 2013.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 26045020104
Q1
What is the eviction-risk score for census tract 26045020104?
Census tract 26045020104 in Waverly scores 3/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 26045020104?
Median gross rent is $1,225/month (ACS 5-year 2023, table B25064). 61% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 26045020104?
11.9% of residents in tract 26045020104 live below the federal poverty line (ACS B17001, 2023). Population: 3,332.
Q4
How socially vulnerable is tract 26045020104?
CDC Social Vulnerability Index ranks this tract in the 51th percentile nationally. Sub-themes: socioeconomic 53th, household 90th, minority 56th, housing 15th.
Q5
How many evictions are filed each year in tract 26045020104?
Princeton Eviction Lab recorded 818 eviction filings across 8 validated years in tract 26045020104 (2000-2018). The average annual filing rate is 23.33% of renter households, peaking at 39.1% in 2013. Source: Eviction Lab tract-validated 2024 release.
Q6
What share of households in tract 26045020104 struggle to pay rent?
About 13.4% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 9.6% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 26045020104 compare to Waverly overall?
Tract 26045020104 scores 3/10, right in line with the parent city of Waverly at 3/10. City-scale signals (state law, local rent controls, court bias) are inherited from Waverly eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8
Was tract 26045020104 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Waverly
Top eight tracts in Waverly ranked by composite eviction-risk score.
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