Within parent city
71
th percentile
Elevated
Census Tract · Ranked #37,882 of 84,120 nationally
Waverly Eviction Risk: Moderate
Tract 26045020104 · Eaton County, MI · pop 3,332
Census tract 26045020104 covers part of Waverly, MI, and scores 4.7/10 on landlord eviction risk. 61% of renter households cross the 30%-of-income line, well clear of the Eaton County average of 35.6%.
Risk score
4.7
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 17%
Stable renters 11%
Owners 72%
Tract context
Occupied units1,601
Renter share27.2%
SVI overall0.51
Poverty rate11.9%
Median income$67,263
Percentile rank
Higher percentile = riskier than more peers.Within county
75
th percentile
High
Within state
69
th percentile
Elevated
National
55
th percentile
Elevated
Geographic context
Risk heat across Waverly and the region
Centroid at 42.7339, -84.6121 · click any tract to drill in
Why Waverly scores 4.7
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Waverly
5.2
Regional political climate
2024 county presidential margin
5.0
State political climate
Michigan legislature & governorship
3.3
Economic stress
11.9% poverty · this tract
3.0
Supply constraint
$1,225 rent vs county FMR
5.9
Rent control risk
Inherited from Waverly
3.4
Eviction process difficulty
State law sets the calendar
3.4
Tenant organizing strength
Inherited from Waverly
8.6
Housing court bias
Inherited from Waverly
4.0
How Waverly compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 51
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 53%Socioeconomic
- 90%Household composition
- 56%Racial/ethnic minority
- 15%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 23%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 818Total filings over 8 yrs
- 23.33%Avg annual filing rate
- 39.1%Peak (2013)
- 70Filings in 2018 (latest validated)
Filings dropped 31% over the past 8 months.
Comparable tracts
Census tracts with similar eviction risk
Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 13.4%Housing insecurity
- 9.6%Utility-shutoff threat
- 16.2%Food insecurity
- 15.1%SNAP enrollment
- 8.9%Transit barriers
- 7.4%No health insurance
- 18.5%Frequent mental distress
- 31.2%Any disability
Analysis
What drives eviction risk in Waverly
The score leans hardest on court filing pressure at 9/10. 22% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.
On the high side, tenant-organizing strength reads 8.6/10. Princeton's Eviction Lab logged 818 filings here across 8 tracked years.
Running cool, economic stress reads 3/10. It sits 0.7 points above the Eaton County average of 4.0. Filings peaked in 2013 at 39.1% of renter households.
This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Lansing. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. In a typical year about 23.3% of renter households face a filing. Nationally it ranks #37,882 of 84,120 for landlord eviction difficulty.
Social vulnerability reads 5.6/10 on the CDC index, a measure of exposure to housing and economic shocks. Of its three components the household composition measure is the most pressured. Average gross rent is $1,225, close to the Waverly average.
Annual rent works out to 22% of average household income of $67,263.
All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.
Frequently asked
About tract 26045020104
Q1
What is the eviction-risk score for census tract 26045020104?
Census tract 26045020104 in Waverly scores 4.7/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 26045020104?
Median gross rent is $1,225/month (ACS 5-year 2023, table B25064). 61% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 26045020104?
11.9% of residents in tract 26045020104 live below the federal poverty line (ACS B17001, 2023). Population: 3,332.
Q4
How socially vulnerable is tract 26045020104?
CDC Social Vulnerability Index ranks this tract in the 51th percentile nationally. Sub-themes: socioeconomic 53th, household 90th, minority 56th, housing 15th.
Q5
How many evictions are filed each year in tract 26045020104?
Princeton Eviction Lab recorded 818 eviction filings across 8 validated years in tract 26045020104 (2000-2018). The average annual filing rate is 23.33% of renter households, peaking at 39.1% in 2013. Source: Eviction Lab tract-validated 2024 release.
Q6
What share of households in tract 26045020104 struggle to pay rent?
About 13.4% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 9.6% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 26045020104 compare to Waverly overall?
Tract 26045020104 scores 4.7/10, higher than the parent city of Waverly at 4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Waverly eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8
Was tract 26045020104 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Waverly
Top eight tracts in Waverly ranked by composite eviction-risk score.
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