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Census Tract · Ranked #54,934 of 84,120 nationally

Vandercook Lake Eviction Risk: Lower

Tract 26075005100 · Jackson County, MI · pop 4,741 · 81% of tract blocks fall in Vandercook Lake

Vandercook Lake in Jackson County anchors census tract 26075005100, which lands at 5.1/10 on landlord eviction risk. That is riskier than about 42% of US census tracts.

About 25% of renters carry a rent burden of 30% of income or higher, a moderate level, and 12% are severely burdened at 50% or more. The typical renter pays about $1,094 a month while the average household earns $52,224 a year, roughly 25% of income at the averages. Renters make up 8% of occupied homes.

Risk score
3.2
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 2% Stable renters 6% Owners 92%
Tract context
Occupied units1,975
Renter share7.8%
SVI overall0.32
Poverty rate10.1%
Median income$52,224

Percentile rank

Higher percentile = riskier than more peers.
Within parent city
100 th percentile
Rank, 100th percentileLowHigh
#1 of 2 tracts In Vandercook Lake
Very High
Within county
44 th percentile
Rank, 44th percentileLowHigh
#26 of 46 tracts In Jackson County
Moderate
Within state
43 th percentile
Rank, 43rd percentileLowHigh
#1,691 of 2,972 tracts In Michigan
Moderate
National
35 th percentile
Rank, 35th percentileLowHigh
#54,934 of 84,120 tracts In U.S.
Low
Geographic context

Risk heat across Vandercook Lake and the region

Centroid at 42.1876, -84.3776 · click any tract to drill in

Why Vandercook Lake scores 3.2

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Vandercook Lake
4.6
Regional political climate
2024 county presidential margin
4.0
State political climate
Michigan legislature & governorship
3.3
Economic stress
10.1% poverty · this tract
2.5
Supply constraint
$1,094 rent vs county FMR
4.9
Rent control risk
Inherited from Vandercook Lake
5.4
Eviction process difficulty
State law sets the calendar
3.3
Tenant organizing strength
Inherited from Vandercook Lake
2.5
Housing court bias
Inherited from Vandercook Lake
5.4

How Vandercook Lake compares

Risk score vs. parent city, county, state.
Vandercook Lake risk score vs. parent city / county / stateThis tract: 3.23.2This tracttract 005100Vandercook Lake: 2.72.7Vandercook Lakeparent cityCounty: 3.63.6Countyavg tract in countyState: 3.73.7Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 32

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 396Total filings over 9 yrs
  • 13.97%Avg annual filing rate
  • 17.0%Peak (2013)
  • 32Filings in 2018 (latest validated)
Filings by year 2010 to 2018
Year-by-year eviction filings in tract 260750051002010: 45 filings (15.68/100 renter HHs)2011: 46 filings (13.45/100 renter HHs)2012: 54 filings (15.79/100 renter HHs)2013: 58 filings (16.96/100 renter HHs)2014: 48 filings (14.04/100 renter HHs)2015: 30 filings (8.77/100 renter HHs)2016: 45 filings (16.07/100 renter HHs)2017: 38 filings (13.57/100 renter HHs)2018: 32 filings (11.43/100 renter HHs)
Filings dropped 29% over the past 9 months.
Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Vandercook Lake

The heaviest input here is housing court bias at 5.4/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Vandercook Lake, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores below the Jackson County average of 5.7 and below the Michigan statewide average of 5.7. Within its own county it reads on the safer side for landlords.

HOLC surveyors mapped this tract in the 1930s with a dominant grade of C ("Declining"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.

In CDC survey modeling, about 10.5% of adults here said they could not pay rent or mortgage at some point in the past year, and 7.4% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 26075005100

Q1

What is the eviction-risk score for census tract 26075005100?

Census tract 26075005100 in Vandercook Lake scores 3.2/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 26075005100?

Median gross rent is $1,094/month (ACS 5-year 2023, table B25064). 25% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 26075005100?

10.1% of residents in tract 26075005100 live below the federal poverty line (ACS B17001, 2023). Population: 4,741.
Q4

How socially vulnerable is tract 26075005100?

CDC Social Vulnerability Index ranks this tract in the 32th percentile nationally. Sub-themes: socioeconomic 49th, household 66th, minority 17th, housing 11th.
Q5

How many evictions are filed each year in tract 26075005100?

Princeton Eviction Lab recorded 396 eviction filings across 9 validated years in tract 26075005100 (2000-2018). The average annual filing rate is 13.97% of renter households, peaking at 17.0% in 2013. Source: Eviction Lab tract-validated 2024 release.
Q6

What share of households in tract 26075005100 struggle to pay rent?

About 10.5% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 7.4% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7

How does tract 26075005100 compare to Vandercook Lake overall?

Tract 26075005100 scores 3.2/10, higher than the parent city of Vandercook Lake at 2.7/10. City-scale signals (state law, local rent controls, court bias) are inherited from Vandercook Lake; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8

Was tract 26075005100 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Vandercook Lake

Top eight tracts in Vandercook Lake ranked by composite eviction-risk score.

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