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Census Tract · Ranked #50,654 of 84,120 nationally

Royal Oak Eviction Risk: Lower

Tract 26125183100 · Oakland County, MI · pop 4,645

26125183100 is a census tract in Royal Oak, MI. It scores 3.9/10 for landlords. Population here is 4,645. 34% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

Risk score
3.9
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 10% Stable renters 12% Owners 78%
Tract context
Occupied units2,032
Renter share21.4%
SVI overall0.03
Poverty rate9.1%
Median income$107,000

Percentile rank

Higher percentile = riskier than more peers.
Within parent city
53 th percentile
Rank, 53rd percentileLowHigh
#9 of 18 tracts In Royal Oak
Moderate
Within county
53 th percentile
Rank, 53rd percentileLowHigh
#165 of 350 tracts In Oakland County
Moderate
Within state
51 th percentile
Rank, 51st percentileLowHigh
#1,468 of 2,972 tracts In Michigan
Moderate
National
40 th percentile
Rank, 40th percentileLowHigh
#50,654 of 84,120 tracts In U.S.
Low
Geographic context

Risk heat across Royal Oak and the region

Centroid at 42.5257, -83.1341 · click any tract to drill in

Why Royal Oak scores 3.9

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Royal Oak
7.2
Regional political climate
2024 county presidential margin
5.7
State political climate
Michigan legislature & governorship
3.3
Economic stress
9.1% poverty · this tract
2.3
Supply constraint
$1,675 rent vs county FMR
7.2
Rent control risk
Inherited from Royal Oak
3.5
Eviction process difficulty
State law sets the calendar
3.4
Tenant organizing strength
Inherited from Royal Oak
7.1
Housing court bias
Inherited from Royal Oak
3.5

How Royal Oak compares

Risk score vs. parent city, county, state.
Royal Oak risk score vs. parent city / county / state3.9This tracttract 1831004.0Royal Oakparent city4.0Countyavg tract in county4.2Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 3

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Royal Oak

The dominant input is court filing pressure at 9.5/10. Well under the midpoint, economic stress reads 2.3/10. The voucher gap is 21.6%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears.

At $1,675 a month, rents run 21% over what the rest of Royal Oak commands. SNAP participation runs 6.5% against 15.2% nationally. 45% of renter households cross the 30%-of-income line, above the Oakland County average of 39.8%.

On the high side, local political climate reads 7.2/10. Housing insecurity runs 7.1% against 14.2% nationally. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

Nationally it ranks #50,654 of 84,120 for landlord eviction difficulty. At 21% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out.

Social vulnerability reads 1.2/10 on the CDC index, a measure of exposure to housing and economic shocks. Of its three components the household composition measure is the least pressured.

It tracks the Oakland County average of 4.0 closely.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.

Frequently asked

About tract 26125183100

Q1

What is the eviction-risk score for census tract 26125183100?

Census tract 26125183100 in Royal Oak scores 3.9/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 26125183100?

Median gross rent is $1,675/month (ACS 5-year 2023, table B25064). 45% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 26125183100?

9.1% of residents in tract 26125183100 live below the federal poverty line (ACS B17001, 2023). Population: 4,645.
Q4

How socially vulnerable is tract 26125183100?

CDC Social Vulnerability Index ranks this tract in the 3th percentile nationally. Sub-themes: socioeconomic 5th, household 4th, minority 25th, housing 15th.
Q5

What share of households in tract 26125183100 struggle to pay rent?

About 7.1% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 5.1% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q6

How does tract 26125183100 compare to Royal Oak overall?

Tract 26125183100 scores 3.9/10, right in line with the parent city of Royal Oak at 4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Royal Oak eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q7

Was tract 26125183100 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Royal Oak

Top eight tracts in Royal Oak ranked by composite eviction-risk score.

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