Census Tract · Ranked #48,956 of 84,120 nationally

Royal Oak Eviction Risk: Moderate

Tract 26125184500 · Oakland County, MI · pop 2,168

Census tract 26125184500 covers part of Royal Oak, MI, and scores 4/10 on landlord eviction risk. It is home to 2,168 residents. 15% of renter households cross the 30%-of-income line, far below the Oakland County average of 39.8%.

Risk score

Moderate

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 6% Stable renters 36% Owners 58%

Tract context

Occupied units1,431

Renter share41.8%

SVI overall0.03

Poverty rate8.4%

Median income$102,649

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Royal Oak and the region

Centroid at 42.4837, -83.1493 · click any tract to drill in

Why Royal Oak scores 4

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Royal Oak

7.2

Regional political climate

2024 county presidential margin

5.7

State political climate

Michigan legislature & governorship

3.3

Economic stress

8.4% poverty · this tract

2.1

Supply constraint

$1,438 rent vs county FMR

5.4

Rent control risk

Inherited from Royal Oak

3.5

Eviction process difficulty

State law sets the calendar

3.4

Tenant organizing strength

Inherited from Royal Oak

7.1

Housing court bias

Inherited from Royal Oak

3.5

How Royal Oak compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 3

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

5%Socioeconomic
1%Household composition
19%Racial/ethnic minority
35%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
26%Grade B
74%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

6.4%Housing insecurity
4.6%Utility-shutoff threat
7.0%Food insecurity
5.2%SNAP enrollment
4.6%Transit barriers
4.1%No health insurance
14.5%Frequent mental distress
17.5%Any disability

Analysis

What drives eviction risk in Royal Oak

What pushes it up most is court filing pressure at 9.5/10. Running cool, economic stress reads 2.1/10.

Food insecurity runs 7.0% against 17.8% nationally. Running hot, local political climate reads 7.2/10.

Adults with no health insurance runs 4.1% against 11.3% nationally. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Detroit. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. Nationally it ranks #48,956 of 84,120 for landlord eviction difficulty.

CDC social-vulnerability scoring puts the tract at 1.2/10. Against average income of $102,649, annual rent is just 17%. Of its three components the household composition measure is the least pressured.

It tracks the Oakland County average of 4.0 closely. Average gross rent is $1,438, close to the Royal Oak average.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.

Frequently asked

About tract 26125184500

What is the eviction-risk score for census tract 26125184500?

Census tract 26125184500 in Royal Oak scores 4/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 26125184500?

Median gross rent is $1,438/month (ACS 5-year 2023, table B25064). 15% of renter households are cost-burdened.

What is the poverty rate in tract 26125184500?

8.4% of residents in tract 26125184500 live below the federal poverty line (ACS B17001, 2023). Population: 2,168.

How socially vulnerable is tract 26125184500?

CDC Social Vulnerability Index ranks this tract in the 3th percentile nationally. Sub-themes: socioeconomic 5th, household 1th, minority 19th, housing 35th.

What share of households in tract 26125184500 struggle to pay rent?

About 6.4% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 4.6% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 26125184500 compare to Royal Oak overall?

Tract 26125184500 scores 4/10, right in line with the parent city of Royal Oak at 4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Royal Oak eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 26125184500 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Royal Oak

Top eight tracts in Royal Oak ranked by composite eviction-risk score.