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Twin Creeks, Montana eviction risk overview
City brief · 361 residents

Twin Creeks, MT Eviction Risk: VERY LOW

Missoula County · Population 361

In 2026
Risk score
2.1
VERY LOW

68th percentile, Montana.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min1.1 Average1.9 Now2.1
10 5 1976 · score 1.7 1977 · score 1.8 1978 · score 1.8 1979 · score 1.8 1980 · score 1.5 1981 · score 1.5 1982 · score 1.6 1983 · score 1.5 1984 · score 1.5 1985 · score 1.5 1986 · score 1.5 1987 · score 1.5 1988 · score 1.9 1989 · score 2.0 1990 · score 2.0 1991 · score 2.0 1992 · score 2.3 1993 · score 2.3 1994 · score 2.3 1995 · score 2.3 1996 · score 2.2 1997 · score 2.2 1998 · score 2.2 1999 · score 2.2 2000 · score 1.1 2001 · score 1.2 2002 · score 1.2 2003 · score 1.2 2004 · score 1.4 2005 · score 1.4 2006 · score 1.5 2007 · score 1.5 2008 · score 2.3 2009 · score 2.3 2010 · score 2.4 2011 · score 2.4 2012 · score 1.9 2013 · score 1.9 2014 · score 2.0 2015 · score 2.0 2016 · score 1.9 2017 · score 1.9 2018 · score 1.9 2019 · score 2.0 2020 · score 2.4 2021 · score 2.4 2022 · score 2.3 2023 · score 2.3 2024 · score 2.2 2025 · score 2.5 2026 · score 2.1

Key metrics

Estimated values: The U.S. Census suppresses field-level data for small places. Estimated from county average, pop-weighted from real underlying ACS data.
Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 6.6 Regional 6.6 State 1.7 Economic 2.2 Supply 1.0 Rent Control 1.0 Eviction 1.8 Tenant 1.0 Housing 1.6 2.1 VERY LOW
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    Dem margin +21.4% (2024)
    6.6
  2. Regional political climate
    County-weighted neighbor mix
    6.6
  3. State political climate
    Montana legislature & governorship
    1.7
  4. Economic stress
    12.2% poverty · 1.1% unemp.
    2.2
  5. Supply constraint
    $1,183 average · 47.4% renters
    1.0
  6. Rent Control risk
    29.5% of income on rent
    1.0
  7. Eviction process difficulty
    27 days filing → judgment
    1.8
  8. Tenant organizing strength
    47.4% renters
    1.0
  9. Housing court bias
    County bench composition
    1.6
Geographic context

Risk heat across Twin Creeks and the region

Click any city to see its score

How Twin Creeks compares

Risk score vs. peers, county, state, and the U.S.
Rank in Missoula County
Very Low
#15 of 18 cities
Rank in county, 18th percentileBottomTop
#15 of 18 cities in Missoula County for landlord eviction risk.
Rank in Montana
Elevated
#193 of 496 cities
Rank in state, 61st percentileBottomTop
#193 of 496 cities in Montana for landlord eviction risk.
vs. county · state · U.S.
Twin Creeks risk score vs. county / state / U.S.Twin Creeks: 2.12.1Twin CreeksThis cityCounty: 2.92.9Countyavg in countyState: 2.22.2Stateavg in stateU.S.: 5.25.2U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 2.1
    / 10 · VERY LOW
    The verdict

    A Very low-tier market.

    Composite 2.1/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a slow, steady climb.

    50-yr trend+0.4 over 50 yr
    197620012026

    Steady ratchet · no large swings

  2. 27d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $1,183/mo. A contested eviction takes 27 days and costs $956-$2,966 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 47.4%
    Renters
    The renters

    Who you'll be renting to.

    Out of 361 residents, 47.4% rent. 29% are spending 30%+ income on rent, 12.2% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 6.6
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 6.6 and 6.6 (Dem margin +21.4% (2024)). State climate at 1.7, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 1.7
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 1.7/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 1.8, housing court bias 1.6, rent-control risk 1. Standard process speed for the state.

    50-yr trendProcess difficulty +-3.2 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 2.2
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 2.2. Supply constraint: 1. The numbers behind those: 12.2% poverty, 1.1% unemployment, 29% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Twin Creeks sits in the quick & cheap quadrant

Bubble size = population · color = risk score
00Overview

About eviction risk in Twin Creeks, MT

Landlording in Twin Creeks, Montana, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 2.1/10 (VERY LOW tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Twin Creeks is a city of 361 residents where 47.4% of occupied units are renter-occupied, and the typical renter spends 29.5% of income on rent. At an average rent of $1,183/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Twin Creeks eviction process actually works

Eviction process difficulty here reads 1.8/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Twin Creeks closes 27 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Twin Creeks's timeline is usually the calendar, not the motion practice. Housing court bias scores 1.6/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Twin Creeks runs $956 to $2,966 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1-2 months' rent is typically the economically rational choice. With 27 days of typical timeline and $1,183/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 1/10 in Twin Creeks, and the city has limited rent control exposure (1/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Montana, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Twin Creeks: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a VERY LOW tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Montana's statutory language. Fix those four, and most cases settle or default. Skip them, and a $2,966 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Twin Creeks

Trap · MONTANA
For state-level context, see the Montana overview link in the guides section below. The score combines political climate, rent-to-income ratio, court bias, and tenant organizing strength under Mont. Code 70-24 URLTA.
05FAQ

Frequently asked questions

Q1

Can I evict a tenant in Twin Creeks without a reason?

Yes, Montana does not have a statewide just-cause eviction requirement. For month-to-month tenancies, you can typically issue a 30-day no-cause termination notice. For fixed-term leases, you generally need a lease violation or non-payment to evict before the lease expires.
Q2

How long does an eviction typically take in Twin Creeks?

The typical eviction timeline in Twin Creeks is 27 days, assuming a straightforward case without significant delays or tenant appeals. This starts from the day you issue the initial notice to the day the tenant is removed.
Q3

Is there a cap on how much I can charge for a security deposit?

No, Montana law does not set a statutory cap on security deposits. You can charge what you deem reasonable, though it's common practice to charge one to two months' rent.
Q4

What if my tenant refuses to leave after the judge rules for eviction?

If the judge issues a Writ of Possession and the tenant still won't leave, you must contact the local sheriff's department. They will serve the tenant with the writ and physically remove them if necessary. Do not attempt to remove the tenant yourself.
Q5

Can I turn off utilities if a tenant isn't paying rent?

Absolutely not. Turning off utilities, changing locks, or removing a tenant's belongings are illegal self-help eviction tactics in Montana. These actions can lead to severe penalties and civil lawsuits against you. Always follow the legal eviction process.
Q6

Where can I find the official Montana landlord-tenant laws?

The official laws governing landlord-tenant relationships in Montana are found in the Montana Residential Landlord and Tenant Act, codified as MCA § 70-24. You can usually find this online through the Montana Legislature's website.
06Score

What this score means for landlords2

A 2.1/10 places Twin Creeks in the 68th percentile of Montana cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has climbed steadily since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.