Elmwood Park Eviction Risk: Elevated

The severe-burden share is 36%, and it is the single best predictor in this model of a filing that actually reaches judgment. What pushes it up most is tenant-organizing strength at 8.5/10.

Annualized rent equals 34% of average household income of $80,862, past the 30% affordability line, which thins the margin any screening standard has to work with. On the softer side, economic stress reads 1.5/10.

Sitting well above the midpoint, court filing pressure reads 7.9/10. It sits 1.2 points above the Bergen County average of 6.3.

Court records carry 1,007 eviction filings across 5 observed years. At $2,267 a month, rents run 9% over what the rest of Elmwood Park commands.

Filings peaked in 2014 at 23.7% of renter households. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Bergen Co. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. In a typical year about 21.9% of renter households face a filing.

Nationally it ranks #10,320 of 84,120 for landlord eviction difficulty. Social vulnerability reads 8/10 on the CDC index, a measure of exposure to housing and economic shocks.

Statewide the NJ average is 6.0, so this tract runs 1.5 points hotter.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.