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Census Tract · Ranked #17,650 of 84,120 nationally

Rutherford Eviction Risk: Elevated

Tract 34003051200 · Bergen County, NJ · pop 2,615

Census tract 34003051200 covers part of Rutherford, NJ, and scores 6.1/10 on landlord eviction risk. The dominant input is court filing pressure at 7.9/10.

Risk score
6.1
Elevated
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 6% Stable renters 8% Owners 86%
Tract context
Occupied units990
Renter share13.9%
SVI overall0.29
Poverty rate10.9%
Median income$175,385

Percentile rank

Higher percentile = riskier than more peers.
Within parent city
100 th percentile
Rank, 100th percentileLowHigh
#1 of 4 tracts In Rutherford
Very High
Within county
53 th percentile
Rank, 53rd percentileLowHigh
#97 of 203 tracts In Bergen County
Moderate
Within state
57 th percentile
Rank, 57th percentileLowHigh
#940 of 2,175 tracts In New Jersey
Elevated
National
79 th percentile
Rank, 79th percentileLowHigh
#17,650 of 84,120 tracts In U.S.
High
Geographic context

Risk heat across Rutherford and the region

Centroid at 40.8269, -74.1187 · click any tract to drill in

Why Rutherford scores 6.1

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Rutherford
7.6
Regional political climate
2024 county presidential margin
5.8
State political climate
New Jersey legislature & governorship
6.8
Economic stress
10.9% poverty · this tract
2.7
Supply constraint
$1,887 rent vs county FMR
4.1
Rent control risk
Inherited from Rutherford
3.4
Eviction process difficulty
State law sets the calendar
7.0
Tenant organizing strength
Inherited from Rutherford
7.7
Housing court bias
Inherited from Rutherford
3.2

How Rutherford compares

Risk score vs. parent city, county, state.
Rutherford risk score vs. parent city / county / state6.1This tracttract 0512006.2Rutherfordparent city6.3Countyavg tract in county6.0Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 29

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: B: Still Desirable

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 21Total filings over 5 yrs
  • 2.90%Avg annual filing rate
  • 2.9%Peak (2015)
  • 5Filings in 2018 (latest validated)
Filings by year 2013 to 2018
Year-by-year eviction filings in tract 34003051200
Filings climbed 67% over the past 5 months.
Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Rutherford

On the high side, tenant-organizing strength reads 7.7/10. 40% of renter households cross the 30%-of-income line, lower than the Bergen County average of 46.6%. Running hot, local political climate reads 7.6/10.

12% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. SNAP participation runs 5.3% against 15.2% nationally.

Princeton eviction risk's Eviction Lab logged 21 filings here across 5 tracked years. Food insecurity runs 9.7% against 17.8% nationally. Filings peaked in 2015 at 2.9% of renter households.

In the 1930s the federal Home Owners' Loan Corporation graded this ground B ("Still Desirable"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. In a typical year about 2.9% of renter households face a filing. On the national scale it lands near the 79th percentile of the 84,120 tracts scored.

At 14% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out. On the CDC Social Vulnerability Index the tract reads 3.6/10, which tracks how hard a shock lands on the households already here.

Rent consumes only 13% of average household income of $175,385, an unusually wide affordability cushion.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.

Frequently asked

About tract 34003051200

Q1

What is the eviction-risk score for census tract 34003051200?

Census tract 34003051200 in Rutherford scores 6.1/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 34003051200?

Median gross rent is $1,887/month (ACS 5-year 2023, table B25064). 40% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 34003051200?

10.9% of residents in tract 34003051200 live below the federal poverty line (ACS B17001, 2023). Population: 2,615.
Q4

How socially vulnerable is tract 34003051200?

CDC Social Vulnerability Index ranks this tract in the 29th percentile nationally. Sub-themes: socioeconomic 32th, household 38th, minority 45th, housing 26th.
Q5

How many evictions are filed each year in tract 34003051200?

Princeton eviction risk Eviction Lab recorded 21 eviction filings across 5 validated years in tract 34003051200 (2000-2018). The average annual filing rate is 2.90% of renter households, peaking at 2.9% in 2015. Source: Eviction Lab tract-validated 2024 release.
Q6

What share of households in tract 34003051200 struggle to pay rent?

About 9.0% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 5.0% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7

How does tract 34003051200 compare to Rutherford overall?

Tract 34003051200 scores 6.1/10, right in line with the parent city of Rutherford at 6.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from Rutherford; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8

Was tract 34003051200 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Rutherford

Top eight tracts in Rutherford ranked by composite eviction-risk score.

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