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Census Tract · Ranked #63,481 of 84,120 nationally

Rutherford Eviction Risk: Lower

Tract 34003051100 · Bergen County, NJ · pop 6,380

Here is how census tract 34003051100, in Rutherford, looks to a landlord: a 5.5/10 eviction-risk score (Moderate tier) across a population of 6,380. That is riskier than about 57% of US census tracts.

Rent eats 30% or more of income for 25% of renter households, a moderate level, and 15% are severely burdened at 50% or more. The typical renter pays about $1,743 a month while the average household earns $126,935 a year, roughly 16% of income at the averages. Renters make up 30% of occupied homes.

Risk score
2.7
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 7% Stable renters 23% Owners 70%
Tract context
Occupied units2,284
Renter share30.1%
SVI overall0.13
Poverty rate3.5%
Median income$126,935

Percentile rank

Higher percentile = riskier than more peers.
Within parent city
33 th percentile
Rank, 33rd percentileLowHigh
#3 of 4 tracts In Rutherford
Low
Within county
39 th percentile
Rank, 39th percentileLowHigh
#125 of 203 tracts In Bergen County
Low
Within state
32 th percentile
Rank, 32nd percentileLowHigh
#1,483 of 2,175 tracts In New Jersey
Low
National
25 th percentile
Rank, 25th percentileLowHigh
#63,481 of 84,120 tracts In U.S.
Low
Geographic context

Risk heat across Rutherford and the region

Centroid at 40.8378, -74.1151 · click any tract to drill in

Why Rutherford scores 2.7

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Rutherford
7.6
Regional political climate
2024 county presidential margin
5.8
State political climate
New Jersey legislature & governorship
6.8
Economic stress
3.5% poverty · this tract
1.0
Supply constraint
$1,743 rent vs county FMR
3.4
Rent control risk
Inherited from Rutherford
3.4
Eviction process difficulty
State law sets the calendar
7.0
Tenant organizing strength
Inherited from Rutherford
7.7
Housing court bias
Inherited from Rutherford
3.2

How Rutherford compares

Risk score vs. parent city, county, state.
Rutherford risk score vs. parent city / county / stateThis tract: 2.72.7This tracttract 051100Rutherford: 7.67.6Rutherfordparent cityCounty: 3.53.5Countyavg tract in countyState: 4.34.3Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 13

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: B: Still Desirable

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 242Total filings over 5 yrs
  • 4.97%Avg annual filing rate
  • 6.8%Peak (2014)
  • 31Filings in 2018 (latest validated)
Filings by year 2013 to 2018
Year-by-year eviction filings in tract 340030511002013: 67 filings (6.58/100 renter HHs)2014: 69 filings (6.78/100 renter HHs)2015: 45 filings (4.42/100 renter HHs)2017: 30 filings (3.49/100 renter HHs)2018: 31 filings (3.60/100 renter HHs)
Filings dropped 54% over the past 5 months.
Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Rutherford

The score leans hardest on tenant organizing strength at 7.7/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Rutherford, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores below the Bergen County average of 6.3 and below the New Jersey statewide average of 6.6. Within its own county it reads on the safer side for landlords.

In CDC survey modeling, about 8.8% of adults here said they could not pay rent or mortgage at some point in the past year, and 4.6% faced a utility shutoff threat, a common early warning before a filing.

Princeton eviction risk's Eviction Lab logged 242 eviction filings here over 5 tracked years, with about 5.0% of renter households facing a filing in a typical year. Filings peaked at 6.8% of renter households in 2014.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 34003051100

Q1

What is the eviction-risk score for census tract 34003051100?

Census tract 34003051100 in Rutherford scores 2.7/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 34003051100?

Median gross rent is $1,743/month (ACS 5-year 2023, table B25064). 25% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 34003051100?

3.5% of residents in tract 34003051100 live below the federal poverty line (ACS B17001, 2023). Population: 6,380.
Q4

How socially vulnerable is tract 34003051100?

CDC Social Vulnerability Index ranks this tract in the 13th percentile nationally. Sub-themes: socioeconomic 9th, household 11th, minority 51th, housing 33th.
Q5

How many evictions are filed each year in tract 34003051100?

Princeton eviction risk Eviction Lab recorded 242 eviction filings across 5 validated years in tract 34003051100 (2000-2018). The average annual filing rate is 4.97% of renter households, peaking at 6.8% in 2014. Source: Eviction Lab tract-validated 2024 release.
Q6

What share of households in tract 34003051100 struggle to pay rent?

About 8.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 4.6% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7

How does tract 34003051100 compare to Rutherford overall?

Tract 34003051100 scores 2.7/10, lower than the parent city of Rutherford at 7.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Rutherford; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8

Was tract 34003051100 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Rutherford

Top eight tracts in Rutherford ranked by composite eviction-risk score.

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