Newark Eviction Risk: High

The dominant input is court filing pressure at 9.7/10. Annualized rent equals 49% of average household income of $29,649, past the 30% affordability line, which thins the margin any screening standard has to work with. Against the Essex County average of 7.3, this tract reads riskier for landlords by 2.6 points.

Adults with no health insurance runs 32.6% against 11.3% nationally. On the high side, rent-regulation exposure reads 9/10. This is renter territory: 81% of occupied units are tenant-occupied.

On the softer side, supply constraint reads 1/10. The poverty rate is 31%, which in this model reads as reduced rent-recovery odds after a judgment.

60% of renter households cross the 30%-of-income line, above the Essex County average of 50.3%. Inability to pay a utility bill runs 21.2% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. The filing record is not thin: 1,682 evictions over 6 years of observation.

At $1,210 a month, rents run 13% under what the rest of Newark commands. Filings peaked in 2017 at 42.8% of renter households.

In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. In a typical year about 35.6% of renter households face a filing.

Nationally it ranks #1 of 84,120 for landlord eviction difficulty.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.