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Mantoloking, New Jersey eviction risk overview
City brief · 481 residents

Mantoloking, NJ Eviction Risk: HIGH

Monmouth County · Population 481

In 2026
Risk score
7.1
HIGH

42th percentile, New Jersey.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min1.5 Average3.2 Now7.1
10 5 1976 · score 1.7 1977 · score 1.7 1978 · score 1.8 1979 · score 1.8 1980 · score 1.6 1981 · score 1.6 1982 · score 1.7 1983 · score 1.6 1984 · score 1.5 1985 · score 1.5 1986 · score 1.5 1987 · score 1.5 1988 · score 1.7 1989 · score 1.7 1990 · score 1.8 1991 · score 1.8 1992 · score 2.4 1993 · score 2.4 1994 · score 2.4 1995 · score 2.5 1996 · score 3.0 1997 · score 3.1 1998 · score 3.2 1999 · score 3.2 2000 · score 3.3 2001 · score 3.4 2002 · score 3.5 2003 · score 3.5 2004 · score 3.1 2005 · score 3.2 2006 · score 3.2 2007 · score 3.3 2008 · score 3.8 2009 · score 3.9 2010 · score 4.0 2011 · score 4.0 2012 · score 4.0 2013 · score 4.1 2014 · score 4.2 2015 · score 4.2 2016 · score 4.2 2017 · score 4.3 2018 · score 4.4 2019 · score 4.6 2020 · score 5.4 2021 · score 5.4 2022 · score 5.3 2023 · score 5.4 2024 · score 5.1 2025 · score 6.0 2026 · score 7.1

Key metrics

Estimated values: The U.S. Census suppresses field-level data for small places. Estimated from county average, pop-weighted from real underlying ACS data.
Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 5.4 Regional 5.4 State 6.8 Economic 5.2 Supply 1.8 Rent Control 5.9 Eviction 6.2 Tenant 1.8 Housing 4.6 7.1 HIGH
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +11.4% (2024)
    5.4
  2. Regional political climate
    County-weighted neighbor mix
    5.4
  3. State political climate
    New Jersey legislature & governorship
    6.8
  4. Economic stress
    3.9% poverty · 6.8% unemp.
    5.2
  5. Supply constraint
    $1,943 average · 0.5% renters
    1.8
  6. Rent Control risk
    35.9% of income on rent
    5.9
  7. Eviction process difficulty
    173 days filing → judgment
    6.2
  8. Tenant organizing strength
    0.5% renters
    1.8
  9. Housing court bias
    County bench composition
    4.6
Geographic context

Risk heat across Mantoloking and the region

Click any city to see its score

How Mantoloking compares

Risk score vs. peers, county, state, and the U.S.
Rank in Monmouth County
Low
#40 of 61 cities
Rank in county, 35th percentileBottomTop
#40 of 61 cities in Monmouth County for landlord eviction risk.
Rank in New Jersey
Moderate
#413 of 696 cities
Rank in state, 41st percentileBottomTop
#413 of 696 cities in New Jersey for landlord eviction risk.
vs. county · state · U.S.
Mantoloking risk score vs. county / state / U.S.Mantoloking: 7.17.1MantolokingThis cityCounty: 7.27.2Countyavg in countyState: 7.77.7Stateavg in stateU.S.: 5.25.2U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 7.1
    / 10 · HIGH
    The verdict

    A High-tier market.

    Composite 7.1/10. High statutory friction with active tenant counsel, so assume defenses on every filing. The 50-year curve shows a sharp climb.

    50-yr trend+5.4 over 50 yr
    197620012026

    Steepening since 2010 · COVID inflection visible

  2. 173d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $1,943/mo. A contested eviction takes 173 days and costs $10,453-$24,019 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 0.5%
    Renters
    The renters

    Who you'll be renting to.

    Out of 481 residents, 0.5% rent. 36% are spending 30%+ income on rent, 3.9% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 5.4
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 5.4 and 5.4 (GOP margin +11.4% (2024)). State climate at 6.8, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 6.8
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 6.8/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 6.2, housing court bias 4.6, rent-control risk 5.9. Standard process speed for the state.

    50-yr trendProcess difficulty +1.2 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 5.2
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 5.2. Supply constraint: 1.8. The numbers behind those: 3.9% poverty, 6.8% unemployment, 36% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Mantoloking sits in the slow & expensive quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Newark, NJ · 165d · ~$16.3k all-in ($99/day) · score 9 Newark Jersey City, NJ · 163d · ~$18.6k all-in ($114/day) · score 9.3 Jersey City Elizabeth, NJ · 165d · ~$16.5k all-in ($100/day) · score 8.4 Elizabeth Toms River, NJ · 166d · ~$16.0k all-in ($96/day) · score 7.2 Toms River Trenton, NJ · 179d · ~$18.6k all-in ($104/day) · score 8.6 Trenton Bayonne, NJ · 180d · ~$17.2k all-in ($95/day) · score 8.3 Bayonne East Orange, NJ · 195d · ~$15.6k all-in ($80/day) · score 9.2 East Orange Lakewood, NJ · 164d · ~$18.1k all-in ($111/day) · score 7.4 Lakewood Union City, NJ · 179d · ~$17.7k all-in ($99/day) · score 9 Union City Hoboken, NJ · 195d · ~$15.5k all-in ($80/day) · score 7.7 Hoboken Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.7 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 3.9 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 4.6 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 5.5 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 6.8 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 6.3 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.8 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 6.2 Seattle Mantoloking
Mantoloking · 173d · ~$17.2k all-in ($100/day) · score 7.1 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0-4   4-7   7-10
00Overview

About eviction risk in Mantoloking, NJ

Landlording in Mantoloking, New Jersey, presents a high-friction environment where attorney involvement on every filing is the norm. The Eviction Risk Score is 7.1/10 (HIGH tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a High-friction landlord market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Mantoloking is a city of 481 residents where 0.5% of occupied units are renter-occupied, and the typical renter spends 35.9% of income on rent. At an average rent of $1,943/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Mantoloking eviction process actually works

Eviction process difficulty here reads 6.2/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Mantoloking closes 173 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Mantoloking's timeline is usually the calendar, not the motion practice. Housing court bias scores 4.6/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Mantoloking runs $10,453 to $24,019 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1-2 months' rent is typically the economically rational choice. With 173 days of typical timeline and $1,943/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 1.8/10 in Mantoloking, and the city has limited rent control exposure (5.9/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In New Jersey, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Mantoloking: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a HIGH tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match New Jersey's statutory language. Fix those four, and most cases settle or default. Skip them, and a $24,019 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Mantoloking

Trap · NJSA 2A:18-61.1 ANTI-EVICTION ACT
The 6/10 score weighs nine sub-factors. The most relevant for landlords are court bias, eviction process difficulty, and supply constraint. See the sub-score breakdown above. State-level framework: NJSA 2A:18-61.1 Anti-Eviction Act.
05FAQ

Frequently asked questions

Q1

Can I evict a tenant in Mantoloking without a reason?

No. New Jersey has a statewide just-cause eviction law. You must have a legally recognized reason, such as non-payment of rent, lease violations, or specific actions by the tenant, to evict. The Anti-Eviction Act (N.J.S.A. § 2A:18) protects tenants from arbitrary eviction.

Q2

How long does it typically take to evict someone in Mantoloking, NJ?

The typical eviction timeline in New Jersey, including Mantoloking, is around 173 days. This is an average and can be shorter or significantly longer depending on court backlogs, tenant defenses, and any errors in your process.

Q3

What is the most common mistake landlords make during eviction in New Jersey?

The most common mistake is improper notice. Landlords often fail to provide the correct type of notice, serve it incorrectly, or miscalculate the notice period. Any error here can lead to your case being dismissed, forcing you to start over and extending the process.

Q4

Is there rent control in Mantoloking?

Mantoloking itself does not have local rent control ordinances. However, New Jersey allows municipalities to implement rent control. Always check the current local regulations, and refer to our New Jersey rent control rules for statewide context, as the landscape can change.

Q5

Can I accept partial rent payment from a tenant who is behind?

Be very careful. Accepting partial rent after serving an eviction notice for non-payment can sometimes invalidate your notice, implying you've re-established the tenancy. Always consult with an attorney before accepting partial payments if you intend to proceed with eviction.

Q6

Do I need a lawyer for an eviction in Mantoloking?

While you can represent yourself, it's highly recommended to hire an attorney for an eviction in New Jersey. The laws are complex, and the potential costs of procedural errors (lost rent, extended timelines) far outweigh the legal fees for a competent lawyer. Especially in Monmouth County, which you can read more about in our Monmouth County eviction guide.

06Score

What this score means for landlords2

A 7.1/10 places Mantoloking in the 42nd percentile of New Jersey cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has risen sharply since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.