Riverside Eviction Risk: High , Paterson

Against Passaic County at 49.2%, 68% of renters here are cost-burdened. Housing insecurity runs 40.3% against 14.2% nationally.

It sits 2.6 points above the Passaic County average of 6.7. The dominant input is court filing pressure at 9.1/10. Annualized rent equals 42% of average household income of $40,825, past the 30% affordability line, which thins the margin any screening standard has to work with.

This is renter territory: 84% of occupied units are tenant-occupied. Inability to pay a utility bill runs 27.2% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

The poverty rate is 31%, which in this model reads as reduced rent-recovery odds after a judgment. Running cool, supply constraint reads 1.9/10. Running hot, rent-regulation exposure reads 8/10.

Princeton eviction risk's Eviction Lab logged 1,848 filings here across 5 tracked years. The worst year on record was 2018, when 46.7% of renter households were served.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.