Riverside Eviction Risk: High , Paterson

Housing insecurity runs 37.4% against 14.2% nationally. Set annual rent against average income of $39,701 and the ratio lands at 47%, above the conventional 30% ceiling. It sits 2.6 points above the Passaic County average of 6.7.

The dominant input is court filing pressure at 9.1/10. 84% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Adults with no health insurance runs 29.1% against 11.3% nationally.

Against Passaic County at 49.2%, 59% of renters here are cost-burdened. The poverty rate is 28%, which in this model reads as reduced rent-recovery odds after a judgment.

Running hot, rent-regulation exposure reads 8/10. On the high side, local political climate reads 7.5/10. The filing record is not thin: 2,029 evictions over 5 years of observation.

The worst year on record was 2018, when 46.9% of renter households were served. In a typical year about 41.1% of renter households face a filing. That is riskier than roughly 96% of the 84,120 US census tracts in this model.

On the CDC Social Vulnerability Index the tract reads 9.8/10, which tracks how hard a shock lands on the households already here.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.