Paterson Eviction Risk: High

SNAP participation runs 39.6% against 15.2% nationally. Against the Passaic County average of 6.7, this tract reads riskier for landlords by 2.6 points.

Cost burden runs 64% here against 49.2% across Passaic County. Annualized rent equals 45% of average household income of $35,600, past the 30% affordability line, which thins the margin any screening standard has to work with. 92% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

What pushes it up most is court filing pressure at 9.1/10. The poverty rate is 33%, which in this model reads as reduced rent-recovery odds after a judgment.

On the softer side, supply constraint reads 1.4/10. Inability to pay a utility bill runs 24.5% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

Sitting well above the midpoint, economic stress reads 8.4/10. Court records carry 2,987 eviction filings across 5 observed years. Average gross rent is $1,324, 14% below the Paterson average.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.