Pershing Park Eviction Risk: Moderate

This is a renter market: 98% of occupied units are tenant-occupied. The main counterweight is supply constraint, at 1/10. 25% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate.

Annualized rent equals 35% of average household income here, past the 30% affordability line, which compresses the margin any screening standard has to work with. At $796 a month, rents sit 30% under what the rest of Albuquerque commands. 19.9% of adults report being unable to pay a utility bill, against a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two.

The poverty rate is 27%, which shows up in this model as reduced rent-recovery odds after a judgment. CDC survey data puts housing insecurity at 25.5% of adults, against 14.2% nationally. Among the 40 mapped neighborhoods of Albuquerque, it ranks #1 by risk, the upper third.

For a like-for-like read, Kirtland Addition and Silver Hill score within a fraction of it. Social vulnerability runs high at 9.8/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input.

One tract means one number: 5.7/10 applies directly to any address inside the boundary. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.