Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #4,396 of 84,120 nationally
South Troy Eviction Risk: Elevated , Watervliet
Tract 36001013400 · Albany County, NY · pop 2,849 · neighborhood within 0.6 mi
Census tract 36001013400 sits in the South Troy area of Watervliet, New York eviction laws, and carries an eviction-risk score of 5.9/10. That is riskier than roughly 71% of the 84,120 US census tracts we score.
Rent eats 30% or more of income for 28% of renter households, a moderate level, and 22% are severely burdened at 50% or more. Average gross rent is $1,171 monthly, set against $73,941 in average yearly household income, roughly 19% of income at the averages. About 54% of occupied units are renter-occupied, a renter-majority tract.
Risk score
7.1
Elevated
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 15%
Stable renters 39%
Owners 46%
Tract context
Occupied units1,257
Renter share54.3%
SVI overall0.43
Poverty rate17.8%
Median income$73,941
Percentile rank
Higher percentile = riskier than more peers.Within parent city
0
th percentile
Very Low
Within county
69
th percentile
Elevated
Within state
70
th percentile
Elevated
Geographic context
Risk heat across Watervliet and the region
Centroid at 42.7151, -73.7063 · click any tract to drill in
Why South Troy scores 7.1
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Watervliet
5.8
Regional political climate
2024 county presidential margin
6.6
State political climate
New York legislature & governorship
7.3
Economic stress
17.8% poverty · this tract
4.5
Supply constraint
$1,171 rent vs county FMR
2.9
Rent control risk
Inherited from Watervliet
6.2
Eviction process difficulty
State law sets the calendar
7.0
Tenant organizing strength
Inherited from Watervliet
9.7
Housing court bias
Inherited from Watervliet
7.1
How South Troy compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 43
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 43%Socioeconomic
- 60%Household composition
- 36%Racial/ethnic minority
- 37%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 50%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 13.6%Housing insecurity
- 8.3%Utility-shutoff threat
- 15.3%Food insecurity
- 13.9%SNAP enrollment
- 8.7%Transit barriers
- 6.6%No health insurance
- 17.8%Frequent mental distress
- 28.6%Any disability
Analysis
What drives eviction risk in South Troy
The score leans hardest on tenant organizing strength at 9.7/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Watervliet, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores about the same as the Albany County average of 6.0 and below the New York statewide average of 6.3. Within its own county it reads on the safer side for landlords.
HOLC surveyors mapped this tract in the 1930s with a dominant grade of C ("Declining"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.
The tract is predominantly White and ranks around the 43rd percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 36001013400
Q1
What is the eviction-risk score for census tract 36001013400?
Census tract 36001013400 in the South Troy neighborhood scores 7.1/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 36001013400?
Median gross rent is $1,171/month (ACS 5-year 2023, table B25064). 28% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 36001013400?
17.8% of residents in tract 36001013400 live below the federal poverty line (ACS B17001, 2023). Population: 2,849.
Q4
How socially vulnerable is tract 36001013400?
CDC Social Vulnerability Index ranks this tract in the 43th percentile nationally. Sub-themes: socioeconomic 43th, household 60th, minority 36th, housing 37th.
Q5
Is tract 36001013400 considered part of South Troy?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 36001013400 fall within South Troy (neighborhood centroid within 0.6 miles, OSM data).
Q6
What share of households in tract 36001013400 struggle to pay rent?
About 13.6% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 8.3% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 36001013400 compare to Watervliet overall?
Tract 36001013400 scores 7.1/10, lower than the parent city of Watervliet at 8.3/10. City-scale signals (state law, local rent controls, court bias) are inherited from Watervliet; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8
Was tract 36001013400 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Watervliet
Top eight tracts in Watervliet ranked by composite eviction-risk score.
Related