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Neighborhood · Ranked #4,393 of 84,120 nationally

South Troy Eviction Risk: High , Watervliet

Tract 36001013400 · Albany County, NY · pop 2,849 · neighborhood within 0.6 mi

With a score of 8.9/10, tract 36001013400 in the South Troy area of Watervliet, NY reads high for landlord eviction risk. It is home to 2,849 residents. What pushes it up most is tenant-organizing strength at 9.7/10.

Risk score
8.9
High
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 15% Stable renters 39% Owners 46%
Tract context
Occupied units1,257
Renter share54.3%
SVI overall0.43
Poverty rate17.8%
Median income$73,941

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
50 th percentile
Rank, 50th percentileLowHigh
#1 of 1 tracts In South Troy
Moderate
Within parent city
0 th percentile
Rank, 0th percentileLowHigh
#3 of 3 tracts In Watervliet
Very Low
Within county
70 th percentile
Rank, 70th percentileLowHigh
#26 of 85 tracts In Albany County
Elevated
Within state
64 th percentile
Rank, 64th percentileLowHigh
#1,952 of 5,394 tracts In New York
Elevated
Geographic context

Risk heat across Watervliet and the region

Centroid at 42.7151, -73.7063 · click any tract to drill in

Why South Troy scores 8.9

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Watervliet
5.8
Regional political climate
2024 county presidential margin
6.6
State political climate
New York legislature & governorship
7.3
Economic stress
17.8% poverty · this tract
4.5
Supply constraint
$1,171 rent vs county FMR
2.9
Rent control risk
Inherited from Watervliet
6.2
Eviction process difficulty
State law sets the calendar
7.0
Tenant organizing strength
Inherited from Watervliet
9.7
Housing court bias
Inherited from Watervliet
7.1

How South Troy compares

Risk score vs. parent city, county, state.
South Troy risk score vs. parent city / county / stateThis tract: 8.98.9This tracttract 013400Watervliet: 7.97.9Watervlietparent cityCounty: 6.96.9Countyavg tract in countyState: 7.77.7Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 43

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in South Troy

Cost burden runs 28% here against 42.1% across Albany County. It sits 2.0 points above the Albany County average of 6.9.

22% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Running hot, state political climate reads 7.3/10.

Running cool, supply constraint reads 2.9/10. Average gross rent is $1,171, 8% above the Watervliet average. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

Nationally it ranks #4,393 of 84,120 for landlord eviction difficulty. On the CDC Social Vulnerability Index the tract reads 4.9/10, which tracks how hard a shock lands on the households already here. Statewide the NY average is 7.7, so this tract runs 1.2 points hotter.

Annual rent works out to 19% of average household income of $73,941. 54% of occupied units are renter-occupied.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.

Frequently asked

About tract 36001013400

Q1

What is the eviction-risk score for census tract 36001013400?

Census tract 36001013400 in the South Troy neighborhood scores 8.9/10 (High tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 36001013400?

Median gross rent is $1,171/month (ACS 5-year 2023, table B25064). 28% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 36001013400?

17.8% of residents in tract 36001013400 live below the federal poverty line (ACS B17001, 2023). Population: 2,849.
Q4

How socially vulnerable is tract 36001013400?

CDC Social Vulnerability Index ranks this tract in the 43th percentile nationally. Sub-themes: socioeconomic 43th, household 60th, minority 36th, housing 37th.
Q5

Is tract 36001013400 considered part of South Troy?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 36001013400 fall within South Troy (neighborhood centroid within 0.6 miles, OSM data).
Q6

What share of households in tract 36001013400 struggle to pay rent?

About 13.6% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 8.3% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7

How does tract 36001013400 compare to Watervliet overall?

Tract 36001013400 scores 8.9/10, higher than the parent city of Watervliet at 7.9/10. City-scale signals (state law, local rent controls, court bias) are inherited from Watervliet; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8

Was tract 36001013400 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Watervliet

Top eight tracts in Watervliet ranked by composite eviction-risk score.

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