Within neighborhood
0
th percentile
Very Low
Neighborhood · Ranked #3,157 of 84,120 nationally
South Central Eviction Risk: Elevated , Watervliet
Tract 36001013300 · Albany County, NY · pop 3,984 · neighborhood within 1.0 mi
In the South Central neighborhood of Watervliet, census tract 36001013300 scores 6.5/10 for eviction risk. It lands near the 87th percentile nationally for landlord eviction risk.
56% of renter households here spend at least 30% of income on rent, a severe level, and 34% are severely burdened at 50% or more. The typical renter pays about $1,054 a month while the average household earns $55,271 a year, roughly 23% of income at the averages. About 66% of occupied units are renter-occupied, a renter-majority tract.
Risk score
7.5
Elevated
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 37%
Stable renters 29%
Owners 34%
Tract context
Occupied units2,408
Renter share66.2%
SVI overall0.58
Poverty rate16.9%
Median income$55,271
Percentile rank
Higher percentile = riskier than more peers.Within parent city
50
th percentile
Moderate
Within county
74
th percentile
Elevated
Within state
77
th percentile
High
Geographic context
Risk heat across Watervliet and the region
Centroid at 42.7311, -73.7107 · click any tract to drill in
Why South Central scores 7.5
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Watervliet
5.8
Regional political climate
2024 county presidential margin
6.6
State political climate
New York legislature & governorship
7.3
Economic stress
16.9% poverty · this tract
4.2
Supply constraint
$1,054 rent vs county FMR
2.1
Rent control risk
Inherited from Watervliet
6.2
Eviction process difficulty
State law sets the calendar
7.0
Tenant organizing strength
Inherited from Watervliet
9.7
Housing court bias
Inherited from Watervliet
7.1
How South Central compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 58
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 57%Socioeconomic
- 61%Household composition
- 44%Racial/ethnic minority
- 54%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 51%Grade C
- 16%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Comparable tracts
Census tracts with similar eviction risk
Within South Central. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 17.0%Housing insecurity
- 11.4%Utility-shutoff threat
- 20.0%Food insecurity
- 20.0%SNAP enrollment
- 11.1%Transit barriers
- 7.4%No health insurance
- 19.1%Frequent mental distress
- 30.7%Any disability
Analysis
What drives eviction risk in South Central
The score leans hardest on tenant organizing strength at 9.7/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Watervliet, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the Albany County average of 6.0 and in line with the New York statewide average of 6.3. Within its own county it reads on the riskier side for landlords.
The tract is predominantly White and ranks around the 58th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.
In CDC survey modeling, about 17.0% of adults here said they could not pay rent or mortgage at some point in the past year, and 11.4% faced a utility shutoff threat, a common early warning before a filing.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 36001013300
Q1
What is the eviction-risk score for census tract 36001013300?
Census tract 36001013300 in the South Central neighborhood scores 7.5/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 36001013300?
Median gross rent is $1,054/month (ACS 5-year 2023, table B25064). 56% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 36001013300?
16.9% of residents in tract 36001013300 live below the federal poverty line (ACS B17001, 2023). Population: 3,984.
Q4
How socially vulnerable is tract 36001013300?
CDC Social Vulnerability Index ranks this tract in the 58th percentile nationally. Sub-themes: socioeconomic 57th, household 61th, minority 44th, housing 54th.
Q5
Is tract 36001013300 considered part of South Central?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 36001013300 fall within South Central (neighborhood centroid within 1.0 miles, OSM data).
Q6
What share of households in tract 36001013300 struggle to pay rent?
About 17.0% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 11.4% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 36001013300 compare to Watervliet overall?
Tract 36001013300 scores 7.5/10, lower than the parent city of Watervliet at 8.3/10. City-scale signals (state law, local rent controls, court bias) are inherited from Watervliet; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8
Was tract 36001013300 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 16% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Watervliet
Top eight tracts in Watervliet ranked by composite eviction-risk score.
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