Northside Eviction Risk: High , Binghamton

The score leans hardest on economic stress at 10/10. SNAP participation runs 46.3% against 15.2% nationally. The poverty rate is 48%, which in this model reads as reduced rent-recovery odds after a judgment.

It sits 2.6 points above the Broome County average of 6.7. Sitting well above the midpoint, tenant-organizing strength reads 9.5/10.

Against Broome County at 45.5%, 58% of renters here are cost-burdened. Annualized rent equals 39% of average household income of $26,000, past the 30% affordability line, which thins the margin any screening standard has to work with. This is renter territory: 71% of occupied units are tenant-occupied.

Inability to pay a utility bill runs 22.6% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Running hot, housing-court posture reads 8/10. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

That is riskier than roughly 96% of the 84,120 US census tracts in this model.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.