Downtown Binghamton Eviction Risk: High

The poverty rate is 53%, which in this model reads as reduced rent-recovery odds after a judgment. This is renter territory: 97% of occupied units are tenant-occupied. It sits 2.6 points above the Broome County average of 6.7.

Average gross rent is $524, 40% below the Binghamton average. Food insecurity runs 39.7% against 17.8% nationally.

On the high side, tenant-organizing strength reads 9.5/10. 28% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. On the softer side, supply constraint reads 1/10.

Annualized rent equals 33% of average household income of $18,962, past the 30% affordability line, which thins the margin any screening standard has to work with. Housing insecurity runs 26.6% against 14.2% nationally. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Binghamton-Johnson City. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

On the national scale it lands near the 96th percentile of the 84,120 tracts scored. CDC social-vulnerability scoring puts the tract at 9.9/10. Statewide the NY average is 7.7, so this tract runs 1.6 points hotter.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.