Arverne By The Sea Eviction Risk: High

Against a New York baseline of 31.3%, 78% of renters here cross the 30%-of-income line. What pushes the score up most is tenant-organizing strength at 9.8/10. Set annual rent against average household income of $70,795 and the ratio lands at 34%, above the conventional 30% ceiling.

The poverty rate is 23%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest. On the softer side is supply constraint, at 2.2/10.

SNAP participation is 27.0% of households versus 15.2% nationally. Court records for this tract carry 945 eviction filings. 15.1% of adults report being unable to pay a utility bill, against a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two.

Sitting well above the midpoint is housing-court posture at 7.1/10. The worst year on record was 2006, when filings touched 25.8% of renter households.

At $1,992 a month, rents sit 9% over what the rest of New York commands. The most recent observed rate, 11.1% in 2016, is well off that peak. That places it #1 of 289 neighborhoods in New York.

The closest comparables inside the same city are Clifton and Arlington. Social vulnerability runs high at 8.4/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input.

One tract means one number: 9.9/10 applies directly to any address inside the boundary. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.