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Neighborhood · Schenectady, NY

Downtown Eviction Risk: High

1 census tracts · pop 1,278 · pop-weighted Eviction Risk Score 9.2/10 · range 9.2–9.2

Downtown maps to a single census tract in Schenectady, NY and houses 1,278 people. The Eviction Risk Score is 9.2/10, in the High tier. Against a Schenectady baseline of 35.8%, 57% of renters here cross the 30%-of-income line.

This is a renter market: 98% of occupied units are tenant-occupied. 32% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate. What pushes the score up most is tenant-organizing strength at 9.4/10.

Set annual rent against average household income of $35,281 and the ratio lands at 34%, above the conventional 30% ceiling. Well under the midpoint is supply constraint, at 1.7/10.

On the high side is housing-court posture at 8.2/10. The poverty rate is 20%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest.

16.5% of adults report being unable to pay a utility bill, against a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two. At $989 a month, rents sit 14% under what the rest of Schenectady commands. Food insecurity affects 27.4% of adults, 9.6 points above the national rate.

Among the 10 mapped neighborhoods of Schenectady, it ranks #1 by risk, the upper third. For a like-for-like read, Little Italy and Vale score within a fraction of it.

One tract means one number: 9.2/10 applies directly to any address inside the boundary. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.

Risk score
9.2
High
1 tracts · population-weighted
Downtown vs Schenectady How this neighborhood stacks against the citywide average
% of income on rent
56.8% +59%
Schenectady: 35.8%
Average gross rent
$989 -14%
Schenectady: $1,145
Average HH income
$35,281 -37%
Schenectady: $56,398
Poverty rate
20.3% -12%
Schenectady: 23.2%
Renter share
98.4% +81%
Schenectady: 54.4%
Peer neighborhoods

Neighborhoods with similar eviction risk

Same county, closest by Eviction Risk Score.

Geographic context

Risk heat across Downtown and the region

Click any tract to drill in · 1 tracts span score 9.2–9.2

Why Downtown scores 9.2

9 axes · pop-weighted · 1 = landlord-friendly
State political climate
legislature & governorship · Range 7.3–7.3 across tracts
7.3
Regional political climate
County-level mix · 2024 presidential margin · Range 5.8–5.8 across tracts
5.8
Local political climate
Parent city governance · Range 6.2–6.2 across tracts
6.2
Rent control risk
57% of income on rent · Range 7.9–7.9 across tracts
7.9
Eviction process difficulty
State notice requirements & court backlog · Range 7.1–7.1 across tracts
7.1
Tenant organizing strength
98% renter households · Range 9.4–9.4 across tracts
9.4
Housing court bias
County bench composition · Range 8.2–8.2 across tracts
8.2
Economic stress
20.3% below poverty line · Range 5.1–5.1 across tracts
5.1
Supply constraint
Rent-to-FMR gap & zoning friction · Range 1.7–1.7 across tracts
1.7
Risk score comparison

Downtown vs. parent city, state, U.S.

Eviction Risk Score (0–10 scale).

Downtown score vs. parent city, state, U.S.9.2DowntownNeighborhood7.8Parent cityhost city8.3Stateavg in state5.1U.S.national avgU.S. avg = 5.0
Census tracts

1 tracts in Downtown

Ranked highest-risk first. Click for per-tract detail.

Tract↕ Score↕ Pop↕ % over 30% on rent↕ Average rent↕
36093021001 9.2 1,278 57% $989
Social Vulnerability Index

CDC SVI percentile: 83

Pop-weighted across 1 tracts. Higher = more vulnerable to disaster, displacement, and rent shocks. Source: CDC/ATSDR SVI 2022.

Socioeconomic status 80%ile
Poverty, unemployment, no-HS-diploma, housing cost burden
Household characteristics 46%ile
Single-parent HH, disability, language barriers, age 17- / 65+
Racial/ethnic minority 77%ile
Hispanic + non-white share of population
Housing & transport 89%ile
Multi-unit structures, mobile homes, crowding, no vehicle
CDC PLACES 2023 · pop-weighted

Eviction-adjacent indicators in Downtown

Average across all constituent tracts, population-weighted. Source: CDC PLACES (cwsq-ngmh) crude prevalence.

Frequently asked

About Downtown

Q1

What is the eviction-risk score for Downtown?

Downtown scores 9.2/10 (High tier) across 1 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.
Q2

How does Downtown compare to Schenectady overall?

Downtown scores 1.4 points higher than Schenectady overall (7.8/10). Renters spend 57% of income on rent vs 36% citywide. Average rent: $989 vs $1,145.
Q3

What is the average rent in Downtown?

Average gross rent in Downtown is $989/month (pop-weighted across 1 census tracts, ACS 5-year 2023). 57% of renter households are cost-burdened.
Q4

What percentage of Downtown residents are renters?

98% of Downtown households are renter-occupied (vs 54% in Schenectady). The neighborhood has 1,278 residents.
Q5

Is Downtown a high social-vulnerability area?

Downtown sits in the 83rd percentile nationally on the CDC Social Vulnerability Index (highly vulnerable). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.
Q6

How safe is Downtown for landlords?

Downtown carries a high-tier eviction-risk profile for landlords (9.2/10). Pop-weighted across 1 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to Schenectady as a whole (7.8/10), this neighborhood is higher-risk.
Q7

What is the demographic breakdown of Downtown?

Downtown has 1,261 residents. Top groups: White (non-Hispanic) (36.1%), Black (non-Hispanic) (26.2%), Hispanic / Latino (22.2%). Source: ACS 5-year 2023, table B03002.
Nearby

Other neighborhoods near Downtown

Sibling neighborhoods

Other neighborhoods inside Schenectady

Same parent city, ranked by score similarity to Downtown.

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