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Neighborhood · Schenectady, NY

Central State Eviction Risk: High

4 census tracts · pop 17,073 · pop-weighted Eviction Risk Score 8.9/10 · range 7.8–9.2

Central State is a 4-tract neighborhood of Schenectady, NY and houses 17,073 people. The Eviction Risk Score is 8.9/10, in the High tier. Cost burden runs 51% against 35.8% citywide, putting Central State 15.1% over its own city.

The strongest single driver of the headline number is tenant-organizing strength at 9.4/10. The severe-burden share is 29%. Those renters are past the 50% mark, and they miss rent for reasons that have nothing to do with willingness to pay.

Running hot is housing-court posture at 8.2/10. The 4 tracts inside this boundary do not behave alike. Individual scores run 7.8 to 9.2, a 1.4-point gap wide enough that the area average misleads on any specific address.

The poverty rate is 23%, which shows up in this model as reduced rent-recovery odds after a judgment. On the high side is rent-regulation exposure at 7.9/10. CDC survey data puts housing insecurity at 21.3% of adults, against 14.2% nationally.

Food insecurity affects 26.5% of adults, 8.7 points above the national rate. Among the 10 mapped neighborhoods of Schenectady, it ranks #6 by risk, the middle third. The closest comparables inside the same city are Little Italy and Vale.

Social vulnerability runs high at 7.9/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input. Average gross rent runs $1,102, close to the Schenectady average.

Annual rent works out to 21% of average household income of $61,658.

For a specific building, read the per-tract breakdown below rather than the 8.9 headline, because the internal range is too wide to average safely. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.

Risk score
8.9
High
4 tracts · population-weighted
Central State vs Schenectady How this neighborhood stacks against the citywide average
% of income on rent
50.9% +42%
Schenectady: 35.8%
Average gross rent
$1,102 -4%
Schenectady: $1,145
Average HH income
$61,658 +9%
Schenectady: $56,398
Poverty rate
23.2% +0%
Schenectady: 23.2%
Renter share
43.9% -19%
Schenectady: 54.4%
Peer neighborhoods

Neighborhoods with similar eviction risk

Same county, closest by Eviction Risk Score.

Geographic context

Risk heat across Central State and the region

Click any tract to drill in · 4 tracts span score 7.8–9.2

Why Central State scores 8.9

9 axes · pop-weighted · 1 = landlord-friendly
State political climate
legislature & governorship · Range 7.3–7.3 across tracts
7.3
Regional political climate
County-level mix · 2024 presidential margin · Range 5.8–5.8 across tracts
5.8
Local political climate
Parent city governance · Range 6.2–6.2 across tracts
6.2
Rent control risk
51% of income on rent · Range 7.9–7.9 across tracts
7.9
Eviction process difficulty
State notice requirements & court backlog · Range 7.1–7.1 across tracts
7.1
Tenant organizing strength
44% renter households · Range 9.4–9.4 across tracts
9.4
Housing court bias
County bench composition · Range 8.2–8.2 across tracts
8.2
Economic stress
23.2% below poverty line · Range 3.1–7.1 across tracts
5.8
Supply constraint
Rent-to-FMR gap & zoning friction · Range 1.3–3.5 across tracts
2.4
Risk score comparison

Central State vs. parent city, state, U.S.

Eviction Risk Score (0–10 scale).

Central State score vs. parent city, state, U.S.8.9Central StateNeighborhood7.8Parent cityhost city8.3Stateavg in state5.1U.S.national avgU.S. avg = 5.0
Variance across tracts

How uniformly does eviction risk play out in Central State?

Left: distribution of constituent tract scores. Right: every tract as a heat square. Click any square to drill in.

Score distribution
0246810
Spread of 1.4 points from 7.8 to 9.2. Moderate variation across constituent tracts.
Tracts as heat grid
Each square = one census tract. Color tracks the same green→red ramp as the chloropleth map above.
Census tracts

4 tracts in Central State

Ranked highest-risk first. Click for per-tract detail.

Tract↕ Score↕ Pop↕ % over 30% on rent↕ Average rent↕
36093020700 9.2 5,845 63% $1,259
36093021700 9.2 4,076 35% $930
36093021600 9.2 3,496 58% $980
36093020600 7.8 3,656 43% $1,160
Social Vulnerability Index

CDC SVI percentile: 76

Pop-weighted across 4 tracts. Higher = more vulnerable to disaster, displacement, and rent shocks. Source: CDC/ATSDR SVI 2022.

Socioeconomic status 78%ile
Poverty, unemployment, no-HS-diploma, housing cost burden
Household characteristics 66%ile
Single-parent HH, disability, language barriers, age 17- / 65+
Racial/ethnic minority 72%ile
Hispanic + non-white share of population
Housing & transport 63%ile
Multi-unit structures, mobile homes, crowding, no vehicle
CDC PLACES 2023 · pop-weighted

Eviction-adjacent indicators in Central State

Average across all constituent tracts, population-weighted. Source: CDC PLACES (cwsq-ngmh) crude prevalence.

Frequently asked

About Central State

Q1

What is the eviction-risk score for Central State?

Central State scores 8.9/10 (High tier) across 4 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.
Q2

How does Central State compare to Schenectady overall?

Central State scores 1.1 points higher than Schenectady overall (7.8/10). Renters spend 51% of income on rent vs 36% citywide. Average rent: $1,102 vs $1,145.
Q3

What is the average rent in Central State?

Average gross rent in Central State is $1,102/month (pop-weighted across 4 census tracts, ACS 5-year 2023). 51% of renter households are cost-burdened.
Q4

What percentage of Central State residents are renters?

44% of Central State households are renter-occupied (vs 54% in Schenectady). The neighborhood has 17,073 residents.
Q5

Is Central State a high social-vulnerability area?

Central State sits in the 76th percentile nationally on the CDC Social Vulnerability Index (highly vulnerable). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.
Q6

Which tracts in Central State have the highest eviction risk?

The highest-risk constituent tract in Central State is census tract 36093020700 (score 9.2/10). Across the 4 tracts in this neighborhood the score ranges from 7.8 to 9.2, a spread of 1.4 points.
Q7

How safe is Central State for landlords?

Central State carries a high-tier eviction-risk profile for landlords (8.9/10). Pop-weighted across 4 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to Schenectady as a whole (7.8/10), this neighborhood is higher-risk.
Q8

What is the demographic breakdown of Central State?

Central State has 16,805 residents. Top groups: White (non-Hispanic) (36.8%), Black (non-Hispanic) (24.1%), Other / Multiracial (21.5%). Source: ACS 5-year 2023, table B03002.
Nearby

Other neighborhoods near Central State

Sibling neighborhoods

Other neighborhoods inside Schenectady

Same parent city, ranked by score similarity to Central State.

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