Neighborhood · Ranked #2,892 of 84,120 nationally

Little Italy Eviction Risk: Elevated , Schenectady

Tract 36093020300 · Schenectady County, NY · pop 2,111 · neighborhood within 0.2 mi

Tract 36093020300, home to 2,111 residents in the Little Italy area of Schenectady, scores 6.8/10 for landlord eviction risk. That is riskier than roughly 91% of the 84,120 US census tracts we score.

55% of renter households here spend at least 30% of income on rent, a severe level, and 28% are severely burdened at 50% or more. Average rent runs $1,155 a month against an average household income of $43,042 a year, roughly 32% of income at the averages. Renters make up 79% of occupied homes, a renter-majority tract.

Risk score

7.6

Elevated

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 43% Stable renters 36% Owners 21%

Tract context

Occupied units707

Renter share79.2%

SVI overall0.29

Poverty rate21.1%

Median income$43,042

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Schenectady and the region

Centroid at 42.8196, -73.9377 · click any tract to drill in

Why Little Italy scores 7.6

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Schenectady

6.2

Regional political climate

2024 county presidential margin

5.8

State political climate

New York legislature & governorship

7.3

Economic stress

21.1% poverty · this tract

5.3

Supply constraint

$1,155 rent vs county FMR

2.8

Rent control risk

Inherited from Schenectady

7.9

Eviction process difficulty

State law sets the calendar

7.1

Tenant organizing strength

Inherited from Schenectady

9.4

Housing court bias

Inherited from Schenectady

8.2

How Little Italy compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 29

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

65%Socioeconomic
0%Household composition
53%Racial/ethnic minority
55%Housing & transportation

Historical context · 1930s redlining

HOLC grade: D: Hazardous (Redlined)

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
1%Grade C
63%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

20.7%Housing insecurity
14.3%Utility-shutoff threat
26.5%Food insecurity
26.1%SNAP enrollment
15.9%Transit barriers
8.3%No health insurance
23.1%Frequent mental distress
32.0%Any disability

Analysis

What drives eviction risk in Little Italy

The heaviest input here is tenant organizing strength at 9.4/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Schenectady eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Schenectady County average of 6.0 and above the New York statewide average of 6.3. Within its own county it reads on the riskier side for landlords.

The tract is predominantly White and ranks around the 29th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.

This tract overlaps land the federal Home Owners' Loan Corporation redlined in the 1930s, a dominant grade of D ("Hazardous") across 63% of the tract. Redlining cut off mortgage credit to Black, immigrant, and working-class blocks, and those areas still tend to carry higher rent burden and eviction filings today.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 36093020300

What is the eviction-risk score for census tract 36093020300?

Census tract 36093020300 in the Little Italy neighborhood scores 7.6/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 36093020300?

Median gross rent is $1,155/month (ACS 5-year 2023, table B25064). 55% of renter households are cost-burdened.

What is the poverty rate in tract 36093020300?

21.1% of residents in tract 36093020300 live below the federal poverty line (ACS B17001, 2023). Population: 2,111.

How socially vulnerable is tract 36093020300?

CDC Social Vulnerability Index ranks this tract in the 29th percentile nationally. Sub-themes: socioeconomic 65th, household 0th, minority 53th, housing 55th.

Is tract 36093020300 considered part of Little Italy?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 36093020300 fall within Little Italy (neighborhood centroid within 0.2 miles, OSM data).

What share of households in tract 36093020300 struggle to pay rent?

About 20.7% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 14.3% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 36093020300 compare to Schenectady overall?

Tract 36093020300 scores 7.6/10, lower than the parent city of Schenectady at 8.7/10. City-scale signals (state law, local rent controls, court bias) are inherited from Schenectady eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 36093020300 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 63% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Schenectady

Top eight tracts in Schenectady ranked by composite eviction-risk score.