Neighborhood · Ranked #3,529 of 84,120 nationally

Northside Eviction Risk: High , Schenectady

Tract 36093020102 · Schenectady County, NY · pop 2,510 · neighborhood within 0.3 mi

36093020102 is a census tract in the Northside area of Schenectady, NY. It scores 9.2/10 for landlords. Population here is 2,510. Severe burden reaches 48%. Those are renters paying half their income or more, and that is where non-payment filings originate.

Risk score

9.2

High

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 33% Stable renters 19% Owners 48%

Tract context

Occupied units1,059

Renter share52.0%

SVI overall0.55

Poverty rate23.9%

Median income$53,375

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Schenectady and the region

Centroid at 42.8295, -73.9161 · click any tract to drill in

Why Northside scores 9.2

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Schenectady

6.2

Regional political climate

2024 county presidential margin

5.8

State political climate

New York legislature & governorship

7.3

Economic stress

23.9% poverty · this tract

6.0

Supply constraint

$988 rent vs county FMR

1.6

Rent control risk

Inherited from Schenectady

7.9

Eviction process difficulty

State law sets the calendar

7.1

Tenant organizing strength

Inherited from Schenectady

9.4

Housing court bias

Inherited from Schenectady

8.2

How Northside compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 55

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

51%Socioeconomic
37%Household composition
59%Racial/ethnic minority
63%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
99%Grade C
1%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Northside. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

21.6%Housing insecurity
14.4%Utility-shutoff threat
26.1%Food insecurity
26.2%SNAP enrollment
13.9%Transit barriers
9.9%No health insurance
19.4%Frequent mental distress
33.0%Any disability

Analysis

What drives eviction risk in Northside

Cost burden runs 63% here against 48.2% across Schenectady County. Against the Schenectady County average of 6.6, this tract reads riskier for landlords by 2.6 points.

What pushes it up most is tenant-organizing strength at 9.4/10. Well under the midpoint, supply constraint reads 1.6/10.

Sitting well above the midpoint, housing-court posture reads 8.2/10. The poverty rate is 24%, which in this model reads as reduced rent-recovery odds after a judgment.

SNAP participation runs 26.2% against 15.2% nationally. Average gross rent is $988, 14% below the Schenectady average.

Inability to pay a utility bill runs 14.4% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

On the national scale it lands near the 96th percentile of the 84,120 tracts scored. Social vulnerability reads 5.9/10 on the CDC index, a measure of exposure to housing and economic shocks.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.

Frequently asked

About tract 36093020102

What is the eviction-risk score for census tract 36093020102?

Census tract 36093020102 in the Northside neighborhood scores 9.2/10 (High tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 36093020102?

Median gross rent is $988/month (ACS 5-year 2023, table B25064). 63% of renter households are cost-burdened.

What is the poverty rate in tract 36093020102?

23.9% of residents in tract 36093020102 live below the federal poverty line (ACS B17001, 2023). Population: 2,510.

How socially vulnerable is tract 36093020102?

CDC Social Vulnerability Index ranks this tract in the 55th percentile nationally. Sub-themes: socioeconomic 51th, household 37th, minority 59th, housing 63th.

Is tract 36093020102 considered part of Northside?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 36093020102 fall within Northside (neighborhood centroid within 0.3 miles, OSM data).

What share of households in tract 36093020102 struggle to pay rent?

About 21.6% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 14.4% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 36093020102 compare to Schenectady overall?

Tract 36093020102 scores 9.2/10, higher than the parent city of Schenectady at 7.8/10. City-scale signals (state law, local rent controls, court bias) are inherited from Schenectady eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 36093020102 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 1% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Schenectady

Top eight tracts in Schenectady ranked by composite eviction-risk score.