Niskayuna Eviction Risk: Lower

It sits 3.4 points below the Schenectady County average of 6.6. Pulling hardest the other way is economic stress at 1/10.

12% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Running hot, state political climate reads 7.3/10. SNAP participation runs 6.1% against 15.2% nationally.

On the softer side, housing-court posture reads 2.9/10. Adults with no health insurance runs 3.5% against 11.3% nationally. At $1,433 a month, rents run 10% under what the rest of Niskayuna commands.

In the 1930s the federal Home Owners' Loan Corporation graded this ground A ("Best"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. That is riskier than roughly 25% of the 84,120 US census tracts in this model.

Only 8% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices. CDC social-vulnerability scoring puts the tract at 1.9/10.

Rent consumes only 13% of average household income of $136,944, an unusually wide affordability cushion. Statewide the NY average is 7.7, so this tract runs 4.5 points cooler.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.