Niska Isle Eviction Risk: Lower , Niskayuna

Pulling hardest the other way is economic stress at 1/10. Running hot, state political climate reads 7.3/10.

Housing insecurity runs 6.1% against 14.2% nationally. On the softer side, housing-court posture reads 2.9/10. Inability to pay a utility bill runs 3.6% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

This ground was mapped A ("Best") on the 1930s HOLC security maps for Schenectady. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. Nationally it ranks #63,308 of 84,120 for landlord eviction difficulty.

At 2% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out. Social vulnerability reads 2.1/10 on the CDC index, a measure of exposure to housing and economic shocks.

Statewide the NY average is 7.7, so this tract runs 4.5 points cooler. Of its three components the socioeconomic standing measure is the least pressured.

Poverty sits at 1%, low enough that arrears here usually signal a specific shock rather than a structural income gap.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.