Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #76,223 of 84,120 nationally
Niska Isle Eviction Risk: Lower , Niskayuna
Tract 36093032102 · Schenectady County, NY · pop 2,128 · neighborhood within 0.6 mi
Census tract 36093032102 sits in Niska Isle in Niskayuna, New York eviction laws, and carries an eviction-risk score of 4.1/10. That is riskier than about 14% of US census tracts.
0% of renter households here spend at least 30% of income on rent, a modest level, and 0% are severely burdened at 50% or more. Average household income is about $172,813 a year. About 2% of occupied units are renter-occupied.
Risk score
1.8
Lower
Confidence 70% · 1–10 scale
Household mix · 100 hh
Burdened renters 0%
Stable renters 2%
Owners 98%
Tract context
Occupied units738
Renter share2.3%
SVI overall0.12
Poverty rate1.1%
Median income$172,813
Percentile rank
Higher percentile = riskier than more peers.Within parent city
50
th percentile
Moderate
Within county
5
th percentile
Very Low
Within state
4
th percentile
Very Low
Geographic context
Risk heat across Niskayuna and the region
Centroid at 42.7817, -73.8378 · click any tract to drill in
Why Niska Isle scores 1.8
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Niskayuna
6.2
Regional political climate
2024 county presidential margin
5.8
State political climate
New York legislature & governorship
7.3
Economic stress
1.1% poverty · this tract
1.0
Supply constraint
tract rent vs county FMR
5.0
Rent control risk
Inherited from Niskayuna
3.4
Eviction process difficulty
State law sets the calendar
6.5
Tenant organizing strength
Inherited from Niskayuna
4.2
Housing court bias
Inherited from Niskayuna
2.9
How Niska Isle compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 12
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 3%Socioeconomic
- 24%Household composition
- 38%Racial/ethnic minority
- 37%Housing & transportation
Historical context · 1930s redlining
HOLC grade: A: Best
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade A meant wealthy, predominantly white neighborhoods favored for lending. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 1%Grade A
- 0%Grade B
- 0%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 6.1%Housing insecurity
- 3.6%Utility-shutoff threat
- 6.2%Food insecurity
- 4.5%SNAP enrollment
- 4.0%Transit barriers
- 3.2%No health insurance
- 11.7%Frequent mental distress
- 19.9%Any disability
Analysis
What drives eviction risk in Niska Isle
What moves this score most is eviction process difficulty at 6.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Niskayuna, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores well below the Schenectady County average of 6.0 and below the New York statewide average of 6.3. Within its own county it reads on the safer side for landlords.
In CDC survey modeling, about 6.1% of adults here said they could not pay rent or mortgage at some point in the past year, and 3.6% faced a utility shutoff threat, a common early warning before a filing.
The tract is predominantly White and ranks around the 12th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 36093032102
Q1
What is the eviction-risk score for census tract 36093032102?
Census tract 36093032102 in the Niska Isle neighborhood scores 1.8/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the poverty rate in tract 36093032102?
1.1% of residents in tract 36093032102 live below the federal poverty line (ACS B17001, 2023). Population: 2,128.
Q3
How socially vulnerable is tract 36093032102?
CDC Social Vulnerability Index ranks this tract in the 12th percentile nationally. Sub-themes: socioeconomic 3th, household 24th, minority 38th, housing 37th.
Q4
Is tract 36093032102 considered part of Niska Isle?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 36093032102 fall within Niska Isle (neighborhood centroid within 0.6 miles, OSM data).
Q5
What share of households in tract 36093032102 struggle to pay rent?
About 6.1% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 3.6% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q6
How does tract 36093032102 compare to Niskayuna overall?
Tract 36093032102 scores 1.8/10, lower than the parent city of Niskayuna at 7.8/10. City-scale signals (state law, local rent controls, court bias) are inherited from Niskayuna; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q7
Was tract 36093032102 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of A. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Niskayuna
Top eight tracts in Niskayuna ranked by composite eviction-risk score.
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