Riverhead Eviction Risk: High

29% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. What pushes it up most is rent-regulation exposure at 8.5/10.

Annualized rent equals 32% of average household income of $87,708, past the 30% affordability line, which thins the margin any screening standard has to work with. On the high side, tenant-organizing strength reads 8/10.

SNAP participation runs 25.2% against 15.2% nationally. Running hot, state political climate reads 7.3/10.

Average gross rent is $2,340, 14% above the Riverhead average. Adults with no health insurance runs 19.0% against 11.3% nationally. That is riskier than roughly 95% of the 84,120 US census tracts in this model.

Social vulnerability reads 9.4/10 on the CDC index, a measure of exposure to housing and economic shocks. Statewide the NY average is 7.7, so this tract runs 1.4 points hotter.

Of its three components the housing type and transport measure is the most pressured. Rent takes 30% or more of income for roughly one in two of renters.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.