Happy Valley Eviction Risk: Moderate

Severe burden reaches 33%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears. Pulling the other way is supply constraint, at 1.7/10. At $1,012 a month, rents sit 28% under what the rest of Asheville commands.

Running cool is rent-regulation exposure, at 2.5/10. The poverty rate is 19%, which shows up in this model as reduced rent-recovery odds after a judgment.

The filing record is not thin: 451 evictions logged in this tract. The worst year on record was 2003, when filings touched 6.4% of renter households.

The most recent observed rate, 2.5% in 2013, is well off that peak. That places it #7 of 18 neighborhoods in Asheville. The closest comparables inside the same city are Murphy Junction and River Arts District.

Annual rent works out to 23% of average household income of $51,936. 64% of occupied units are renter-occupied.

One tract means one number: 5.4/10 applies directly to any address inside the boundary. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.