Druid Hills Eviction Risk: Moderate , Charlotte

roughly three in four of renter households cross the 30%-of-income line, far above the Mecklenburg County average of 45.3%. Food insecurity runs 47.4% against 17.8% nationally.

What pushes it up most is court filing pressure at 9.5/10. On the high side, economic stress reads 9.5/10.

Set annual rent against average income of $30,536 and the ratio lands at 42%, above the conventional 30% ceiling. The poverty rate is 38%, which in this model reads as reduced rent-recovery odds after a judgment. At $1,077 a month, rents run 33% under what the rest of Charlotte commands.

Inability to pay a utility bill runs 27.2% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. This is renter territory: 76% of occupied units are tenant-occupied. Well under the midpoint, supply constraint reads 1/10.

It sits 1.4 points above the Mecklenburg County average of 4.0. Court records carry 792 eviction filings across 4 observed years.

The worst year on record was 2005, when 57.0% of renter households were served. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.