University Park Eviction Risk: Moderate , Charlotte

Against Mecklenburg County at 45.3%, 73% of renters here are cost-burdened. The dominant input is court filing pressure at 9.5/10.

Annualized rent equals 41% of average household income of $37,025, past the 30% affordability line, which thins the margin any screening standard has to work with. Food insecurity runs 36.6% against 17.8% nationally.

On the softer side, rent-regulation exposure reads 1.5/10. Disability prevalence runs 44.2% against 31.5% nationally.

Against the Mecklenburg County average of 4.0, this tract reads riskier for landlords by 1.4 points. Well under the midpoint, supply constraint reads 2/10. The poverty rate is 23%, which in this model reads as reduced rent-recovery odds after a judgment.

At $1,275 a month, rents run 21% under what the rest of Charlotte commands. Princeton's Eviction Lab logged 799 filings here across 4 tracked years.

Filings peaked in 2014 at 31.0% of renter households. In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

In a typical year about 29.0% of renter households face a filing. That is riskier than roughly 70% of the 84,120 US census tracts in this model.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.