Champaign County, Ohio Eviction Risk: Low
6 incorporated cities and unincorporated areas. The county Eviction Risk Score is held aloft by the city of Urbana (2.8) and a small number of dense urban cores. Rent-control coverage varies by city.
Ranked #51 of 88 OH counties
17k residents · 6 cities · 10 tracts
Champaign County eviction risk score history
Key metrics
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Tenant beats landlord20.7%/ 100 outcomesIn court-decided eviction outcomes for Champaign County, OH, tenants prevail in roughly 20.7% of contested cases. A higher number means landlords face stronger tenant defenses and longer calendars.
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Timeline42dfiling → judgmentFrom the moment an unlawful-detainer notice is filed in Champaign County, OH until a money judgment is entered, a contested eviction takes about 42 days on average. Longer timelines mean more lost rent for landlords.
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Cost range$1.4–4.2klegal + lost rentA typical eviction in Champaign County, OH costs landlords $1,356 to $4,174 all-in, covering court filing fees, process-server costs, attorney time, and lost rent.
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Average rent$91223% stretched on rentAverage gross rent in Champaign County, OH is $912 per month per the U.S. Census American Community Survey. 23% of renter households here spend more than 30% of pre-tax income on rent.
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Renters38.6%of households38.6% of occupied housing units in Champaign County, OH are renter-occupied. A higher renter share usually correlates with more eviction filings and a more active rental market.
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Poverty12.4%6.9% unemp.12.4% of Champaign County, OH residents live below the federal poverty line, and unemployment runs at 6.9%. Both feed the economic-stress sub-score in our Eviction Risk Score model.
Scrub 50 years
Champaign County averages 3.6/10 across 6 cities, ranging from a low of 2.7 in St. Paris to a high of 4 in Mechanicsburg, the county's highest-risk city. Ranked 56th of 88 Ohio counties on eviction risk, with 55 counties riskier and 32 less risky.
How Champaign County ranks in Ohio
Landlord guides for Ohio
| City↕ | Population↕ | Risk↕ | % income on rent↕ | Average rent↕ | Lean↕ | |
|---|---|---|---|---|---|---|
| 001 | Urbana | 11,204 | 2.5 | 21.8% | $935 | Rep |
| 002 | St. Paris | 2,248 | 2.4 | 21.2% | $744 | Rep |
| 003 | Mechanicsburg | 1,713 | 2.3 | 22.7% | $785 | Rep |
| 004 | North Lewisburg | 1,706 | 2.8 | 31.2% | $1,097 | Rep |
| 005 | Rosewood | 362 | 1.9 | 22.4% | $889 | Rep |
| 006 | Mutual | 87 | 2.0 | 17.5% | $1,250 | Rep |
County heatmap
Neighborhoods in Champaign County
Top 1 neighborhoods by population. Click for a pop-weighted risk score and the constituent census tracts.
One county, multiple regulatory regimes.
Champaign County, Ohio scores 2.5/10 (Low risk) averaged across its 6 incorporated cities, placing it at rank 56 of 88 Ohio eviction laws counties, meaning 55 counties carry more eviction risk and 32 are more landlord-friendly. That middling rank reflects a county that is genuinely accessible for investors, with average rents of $912 and a rent-burden average of 22.7%, a combination that suggests most tenants can cover their obligations without chronic stress.
The intra-county spread runs from 2.7 to 4/10, a full 1.3-point range that matters more in practice than the county average. An investor who picks cities carefully can land in markets with some of the lightest landlord-operating friction in Ohio eviction laws; an investor who ignores that spread can end up in a pocket with risk that tracks the state midpoint.
The cities inside Champaign County
The highest-risk addresses in the county are Mechanicsburg and North Lewisburg, each scoring 4/10. Mechanicsburg has a population of 1,713 and North Lewisburg 1,706, so both are small markets where individual tenant situations move the needle more than in a large city, and where vacancy from a contested eviction can sting proportionally harder. Urbana, the county seat and by far the largest city at 11,204 residents, scores 3.7/10, sitting just below those two leaders in risk.
The lightest-risk end of the spectrum belongs to St. Paris at 2.7/10 (population 2,248) and Rosewood at 2.9/10. Mutual, the county's smallest market at 87 residents, comes in at 3.1/10. That range underscores how hyper-local risk truly is: two cities just miles apart can differ by more than a full point on the scale, driven by differences in poverty concentration, renter share, and local housing demand.
State-level laws that apply here
Every landlord in Champaign County operates under Ohio eviction laws state law, specifically ORC § 5321 (Landlords and Tenants). For nonpayment of rent or a material lease violation, Ohio eviction laws requires only a 3-day notice to vacate before filing, one of the shorter notice windows among Midwestern states. Month-to-month holdover tenancies require a 30-day notice, while a fixed-term lease that simply expires requires no advance notice to terminate. Ohio eviction laws imposes no just-cause eviction requirement and state law preempts local rent control, so no Champaign County jurisdiction can impose a rent cap. The Ohio eviction laws eviction process from filing to lockout takes 21 to 45 days on an uncontested case and 45 to 120 days if the tenant contests. Understanding the Ohio eviction costs matters too: court filing fees run $160 to $250, sheriff lockout fees add $50 to $175, and attorney fees typically fall in the $500 to $3,000 range, depending on complexity. Ohio security deposit limits and tenant protections are governed statewide, giving landlords predictable, uniform rules county to county.
With an average poverty rate of 12.4% and a renter share of 38.6% across the county, the city-level breakdown in the grid above is the sharpest tool for positioning a rental portfolio, since those figures shift meaningfully from Urbana down to St. Paris.
Historical eviction filings in Champaign County
From 2002 to 2018, eviction filings in Champaign County increased 56%. The peak was 236 filings in 2011.1
- 1342002
- 236Peak (2011)
- 2092018
Data covers 2000–2018, the full span of the Princeton Eviction Lab's national county court-records dataset.
How Champaign County compares
Champaign County's average eviction-risk score of 3.6/10 is nearly identical to peer counties including Brown County (3.6/10), Williams County (3.59/10), Henry County (3.55/10), Highland County (3.64/10), and Perry County (3.67/10), forming a tight cluster of moderate-to-low risk markets across rural Ohio.
Within Ohio, Champaign County ranks 56th of 88 counties on eviction risk (rank 1 being the highest-risk county), meaning 55 counties carry more landlord risk and 32 are less risky, placing Champaign in the middle third of the state with a slight lean toward the landlord-friendly end of the spectrum.