North Collinwood Eviction Risk: Elevated

31.0% of adults report being unable to pay a utility bill, against a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two. Average gross rent is $390, 59% below the Cleveland average of $945. What pushes the score up most is economic stress at 10/10.

The poverty rate is 57%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest. Food insecurity affects 49.9% of adults, 32.1 points above the national rate. 34% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate.

Running cool is supply constraint, at 1/10. 77% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building two streets over. On the softer side is rent-regulation exposure, at 2/10.

Court records for this tract carry 1,459 eviction filings. The worst year on record was 2010, when filings touched 9.3% of renter households. The most recent observed rate, 5.3% in 2016, is well off that peak.

Because the boundary contains one tract, 6/10 is simultaneously the area figure and the address-level figure. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.