Upper Chester Eviction Risk: Elevated

36.2% of adults report being unable to pay a utility bill, against a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two. CDC survey data puts housing insecurity at 39.0% of adults, against 14.2% nationally. At $461 a month, rents sit 51% under what the rest of Cleveland commands.

The dominant input is economic stress at 10/10. The poverty rate is 58%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest. 25% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate.

74% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building two streets over. Annualized rent equals 32% of average household income here, past the 30% affordability line, which compresses the margin any screening standard has to work with.

On the softer side is rent-regulation exposure, at 2/10. Court records for this tract carry 927 eviction filings. Filing activity peaked in 2005 at 29.8% of renter households.

Well under the midpoint is supply constraint, at 3/10.

The area figure travels well to individual addresses here, though the per-tract table below still carries the detail. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.