Waterloo Eviction Risk: Lower

Severe burden reaches 25%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears. Well under the midpoint is eviction-process difficulty, at 2.1/10.

The filing record is not thin: 44 evictions logged in this tract. The voucher gap is 15.0%: households holding assistance that local rents will not absorb, which shows up as churn rather than arrears. The worst year on record was 2012, when filings touched 3.9% of renter households.

29% of renters here are cost-burdened at the 30% threshold, marginally above the Canal Winchester rate of 25.6%. Food insecurity affects 9.3% of adults, 8.5 points below the national rate. The most recent observed rate, 2.0% in 2016, is well off that peak.

At 13% renter-occupied, this is predominantly owner territory, and rental comps have to be drawn from further out. Rent takes 17% of average household income, comfortably inside the 30% line and unusually low for a rental sub-market.

Poverty sits at 4%, low enough that arrears here usually reflect a specific shock rather than a structural income gap. Average gross rent runs $1,662, close to the Canal Winchester average.

One tract means one number: 3/10 applies directly to any address inside the boundary. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.