North Street Historic District Eviction Risk: Moderate

The poverty rate is 60%, which shows up in this model as reduced rent-recovery odds after a judgment. At $476 a month, rents sit 39% under what the rest of Steubenville commands. 83% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building two streets over.

On the softer side is supply constraint, at 1/10. Food insecurity affects 38.9% of adults, 21.1 points above the national rate. Annualized rent equals 33% of average household income here, past the 30% affordability line, which compresses the margin any screening standard has to work with.

On the high side is tenant-organizing strength at 8.7/10. 31% of renters spend 30% or more of household income on rent. CDC survey data puts housing insecurity at 24.6% of adults, against 14.2% nationally.

The filing record is not thin: 92 evictions logged in this tract. 9% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate.

Filing activity peaked in 2016 at 7.0% of renter households.

Because the boundary contains one tract, 5.4/10 is simultaneously the area figure and the address-level figure. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.