Birmingham Eviction Risk: Moderate , Oregon

The dominant input is court filing pressure at 8.9/10. On the softer side, rent-regulation exposure reads 1.5/10.

The poverty rate is 23%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Against the Lucas County average of 4.2, this tract reads riskier for landlords by 1.2 points. Well under the midpoint, state political climate reads 2.4/10.

Court records carry 651 eviction filings across 15 observed years. Severe burden reaches 8%. Those are renters paying half their income or more, and that is where non-payment filings originate. Housing insecurity runs 21.4% against 14.2% nationally.

Inability to pay a utility bill runs 16.2% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Filings peaked in 2005 at 11.9% of renter households. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Toledo. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.