Neighborhood · Ranked #41,065 of 84,120 nationally
Ottawa Eviction Risk: Moderate , Toledo
Tract 39095001303 ·
Lucas County, OH · pop 3,359 · neighborhood within 0.5 mi
The Ottawa area of Toledo is where census tract 39095001303 sits, home to 3,359 residents. Its landlord eviction-risk score is 4.9/10. On the national scale it ranks #55,154 of 84,120 for landlord eviction difficulty.
24% of renter households here spend at least 30% of income on rent, a moderate level, and 5% are severely burdened at 50% or more. Average gross rent is $1,138 monthly, set against $62,123 in average yearly household income, roughly 22% of income at the averages. About 48% of occupied units are renter-occupied.
Risk score
4
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 11%Stable renters 36%Owners 53%
Tract context
Occupied units1,438
Renter share47.7%
SVI overall0.51
Poverty rate11.2%
Median income$62,123
Percentile rank
Higher percentile = riskier than more peers.
Within neighborhood
50th percentile
#1 of 1 tracts In Ottawa
Moderate
Within parent city
18th percentile
#99 of 121 tracts In Toledo
Very Low
Within county
39th percentile
#103 of 168 tracts In Lucas County
Low
Within state
60th percentile
#1,265 of 3,162 tracts In Ohio
Elevated
Geographic context
Risk heat across Toledo and the region
Centroid at 41.6730, -83.5954 · click any tract to drill in
Why Ottawa scores 4
9 axes · 1 = landlord-friendly
Local political climate
Inherited from Toledo
5.5
Regional political climate
2024 county presidential margin
5.8
State political climate
Ohio legislature & governorship
2.4
Economic stress
11.2% poverty · this tract
2.8
Supply constraint
$1,138 rent vs county FMR
5.8
Rent control risk
Inherited from Toledo
1.5
Eviction process difficulty
State law sets the calendar
4.0
Tenant organizing strength
Inherited from Toledo
4.5
Housing court bias
Inherited from Toledo
4.0
How Ottawa compares
Risk score vs. parent city, county, state.
CDC Social Vulnerability Index
SVI percentile: 51
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
55%Socioeconomic
50%Household composition
75%Racial/ethnic minority
32%Housing & transportation
Historical context · 1930s redlining
HOLC grade: B: Still Desirable
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
21%Grade A
25%Grade B
3%Grade C
0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
525Total filings over 15 yrs
6.30%Avg annual filing rate
7.8%Peak (2016)
38Filings in 2018 (latest validated)
Filings by year2003 to 2018
Filings climbed 41% over the past 15 months.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
14.7%Housing insecurity
10.6%Utility-shutoff threat
15.9%Food insecurity
12.9%SNAP enrollment
9.0%Transit barriers
7.4%No health insurance
18.1%Frequent mental distress
26.7%Any disability
Analysis
What drives eviction risk in Ottawa
The heaviest input here is supply constraint at 5.8/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Toledo eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores below the Lucas County average of 5.5 and in line with the Ohio statewide average of 5.1. Within its own county it reads on the safer side for landlords.
Princeton's Eviction Lab logged 525 eviction filings here over 15 tracked years, with about 6.3% of renter households facing a filing in a typical year. Filings peaked at 7.8% of renter households in 2016.
In CDC survey modeling, about 14.7% of adults here said they could not pay rent or mortgage at some point in the past year, and 10.6% faced a utility shutoff threat, a common early warning before a filing.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 39095001303
Q1
What is the eviction-risk score for census tract 39095001303?
Census tract 39095001303 in the Ottawa neighborhood scores 4/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 39095001303?
Median gross rent is $1,138/month (ACS 5-year 2023, table B25064). 24% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 39095001303?
11.2% of residents in tract 39095001303 live below the federal poverty line (ACS B17001, 2023). Population: 3,359.
Q4
How socially vulnerable is tract 39095001303?
CDC Social Vulnerability Index ranks this tract in the 51th percentile nationally. Sub-themes: socioeconomic 55th, household 50th, minority 75th, housing 32th.
Q5
Is tract 39095001303 considered part of Ottawa?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 39095001303 fall within Ottawa (neighborhood centroid within 0.5 miles, OSM data).
Q6
How many evictions are filed each year in tract 39095001303?
Princeton Eviction Lab recorded 525 eviction filings across 15 validated years in tract 39095001303 (2000-2018). The average annual filing rate is 6.30% of renter households, peaking at 7.8% in 2016. Source: Eviction Lab tract-validated 2024 release.
Q7
What share of households in tract 39095001303 struggle to pay rent?
About 14.7% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 10.6% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 39095001303 compare to Toledo overall?
Tract 39095001303 scores 4/10, higher than the parent city of Toledo at 3.3/10. City-scale signals (state law, local rent controls, court bias) are inherited from Toledo eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 39095001303 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Toledo
Top eight tracts in Toledo ranked by composite eviction-risk score.