Within parent city
50
th percentile
Moderate
Census Tract · Ranked #58,384 of 84,120 nationally
Covington Eviction Risk: Lower
Tract 39109325000 · Miami County, OH · pop 2,654 · 85% of tract blocks fall in Covington
Eviction risk in Covington in Miami County centers on tract 39109325000, which scores 4.1/10 (Moderate tier) and is home to 2,654 residents. On the national scale it ranks #72,786 of 84,120 for landlord eviction difficulty.
36% of renter households here spend at least 30% of income on rent, a high level, and 17% are severely burdened at 50% or more. Average rent runs $625 a month against an average household income of $53,092 a year, roughly 14% of income at the averages. Renters make up 34% of occupied homes.
Risk score
3
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 12%
Stable renters 22%
Owners 66%
Tract context
Occupied units1,227
Renter share33.9%
SVI overall0.46
Poverty rate7.2%
Median income$53,092
Percentile rank
Higher percentile = riskier than more peers.Within county
59
th percentile
Elevated
Within state
39
th percentile
Low
National
31
th percentile
Low
Geographic context
Risk heat across Covington and the region
Centroid at 40.1116, -84.3345 · click any tract to drill in
Why Covington scores 3
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Covington
3.5
Regional political climate
2024 county presidential margin
2.8
State political climate
Ohio legislature & governorship
2.4
Economic stress
7.2% poverty · this tract
1.8
Supply constraint
$625 rent vs county FMR
1.0
Rent control risk
Inherited from Covington
3.1
Eviction process difficulty
State law sets the calendar
1.8
Tenant organizing strength
Inherited from Covington
7.3
Housing court bias
Inherited from Covington
3.6
How Covington compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 46
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 28%Socioeconomic
- 52%Household composition
- 2%Racial/ethnic minority
- 84%Housing & transportation
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 74Total filings over 9 yrs
- 2.60%Avg annual filing rate
- 4.0%Peak (2010)
- 10Filings in 2016 (latest validated)
Filings climbed 100% over the past 9 months.
Comparable tracts
Census tracts with similar eviction risk
Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 10.4%Housing insecurity
- 7.4%Utility-shutoff threat
- 12.9%Food insecurity
- 10.4%SNAP enrollment
- 7.2%Transit barriers
- 8.2%No health insurance
- 18.5%Frequent mental distress
- 32.2%Any disability
Analysis
What drives eviction risk in Covington
What moves this score most is tenant organizing strength at 7.3/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Covington, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores below the Miami County average of 4.4 and below the Ohio statewide average of 5.1. Within its own county it reads on the safer side for landlords.
The tract is predominantly White and ranks around the 46th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.
In CDC survey modeling, about 10.4% of adults here said they could not pay rent or mortgage at some point in the past year, and 7.4% faced a utility shutoff threat, a common early warning before a filing.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 39109325000
Q1
What is the eviction-risk score for census tract 39109325000?
Census tract 39109325000 in Covington scores 3/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 39109325000?
Median gross rent is $625/month (ACS 5-year 2023, table B25064). 36% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 39109325000?
7.2% of residents in tract 39109325000 live below the federal poverty line (ACS B17001, 2023). Population: 2,654.
Q4
How socially vulnerable is tract 39109325000?
CDC Social Vulnerability Index ranks this tract in the 46th percentile nationally. Sub-themes: socioeconomic 28th, household 52th, minority 2th, housing 84th.
Q5
How many evictions are filed each year in tract 39109325000?
Princeton Eviction Lab recorded 74 eviction filings across 9 validated years in tract 39109325000 (2000-2018). The average annual filing rate is 2.60% of renter households, peaking at 4.0% in 2010. Source: Eviction Lab tract-validated 2024 release.
Q6
What share of households in tract 39109325000 struggle to pay rent?
About 10.4% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 7.4% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 39109325000 compare to Covington overall?
Tract 39109325000 scores 3/10, higher than the parent city of Covington at 2.3/10. City-scale signals (state law, local rent controls, court bias) are inherited from Covington; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
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