Skip to content
Neighborhood · Ranked #35,669 of 84,120 nationally

Harndale Eviction Risk: Moderate , Oklahoma City

Tract 40109103300 · Oklahoma County, OK · pop 1,521 · neighborhood within 0.8 mi

Census tract 40109103300 covers part of the Harndale area of Oklahoma City, OK, and scores 4.8/10 on landlord eviction risk. 28% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

Risk score
4.8
Moderate
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 19% Stable renters 30% Owners 51%
Tract context
Occupied units512
Renter share49.6%
SVI overall0.88
Poverty rate29.0%
Median income$55,633

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
50 th percentile
Rank, 50th percentileLowHigh
#1 of 1 tracts In Harndale
Moderate
Within parent city
93 th percentile
Rank, 93rd percentileLowHigh
#17 of 217 tracts In Oklahoma City
Very High
Within county
80 th percentile
Rank, 80th percentileLowHigh
#55 of 266 tracts In Oklahoma County
High
Within state
92 th percentile
Rank, 92nd percentileLowHigh
#100 of 1,205 tracts In Oklahoma
Very High
Geographic context

Risk heat across Oklahoma City and the region

Centroid at 35.4756, -97.5378 · click any tract to drill in

Why Harndale scores 4.8

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Oklahoma City
3.5
Regional political climate
2024 county presidential margin
4.9
State political climate
Oklahoma legislature & governorship
1.5
Economic stress
29.0% poverty · this tract
7.2
Supply constraint
$954 rent vs county FMR
3.1
Rent control risk
Inherited from Oklahoma City
1.0
Eviction process difficulty
State law sets the calendar
2.5
Tenant organizing strength
Inherited from Oklahoma City
2.5
Housing court bias
Inherited from Oklahoma City
2.0

How Harndale compares

Risk score vs. parent city, county, state.
Harndale risk score vs. parent city / county / state4.8This tracttract 1033003.4Oklahoma Cityparent city3.8Countyavg tract in county3.8Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 88

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Harndale

The clearest offset is rent-regulation exposure at 1/10. Food insecurity runs 38.3% against 17.8% nationally.

Well under the midpoint, state political climate reads 1.5/10. Disability prevalence runs 47.9% against 31.5% nationally. The poverty rate is 29%, which in this model reads as reduced rent-recovery odds after a judgment.

On the softer side, housing-court posture reads 2/10. It sits 1.0 points above the Oklahoma County average of 3.8.

At $954 a month, rents run 16% under what the rest of Oklahoma City commands. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Oklahoma City. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. That is riskier than roughly 58% of the 84,120 US census tracts in this model.

Social vulnerability reads 8.9/10 on the CDC index, a measure of exposure to housing and economic shocks. Statewide the OK average is 3.8, so this tract runs 1.0 points hotter.

Of its three components the household composition measure is the most pressured.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.

Frequently asked

About tract 40109103300

Q1

What is the eviction-risk score for census tract 40109103300?

Census tract 40109103300 in the Harndale neighborhood scores 4.8/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 40109103300?

Median gross rent is $954/month (ACS 5-year 2023, table B25064). 39% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 40109103300?

29.0% of residents in tract 40109103300 live below the federal poverty line (ACS B17001, 2023). Population: 1,521.
Q4

How socially vulnerable is tract 40109103300?

CDC Social Vulnerability Index ranks this tract in the 88th percentile nationally. Sub-themes: socioeconomic 81th, household 85th, minority 84th, housing 79th.
Q5

Is tract 40109103300 considered part of Harndale?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 40109103300 fall within Harndale (neighborhood centroid within 0.8 miles, OSM data).
Q6

What share of households in tract 40109103300 struggle to pay rent?

About 29.4% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 21.0% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7

How does tract 40109103300 compare to Oklahoma City overall?

Tract 40109103300 scores 4.8/10, higher than the parent city of Oklahoma City at 3.4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Oklahoma City eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8

Was tract 40109103300 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Oklahoma City

Top eight tracts in Oklahoma City ranked by composite eviction-risk score.

Related