College Addition Eviction Risk: Moderate , Stillwater

Annualized rent equals 55% of average household income of $18,770, past the 30% affordability line, which thins the margin any screening standard has to work with. The dominant input is economic stress at 10/10. The poverty rate is 57%, which in this model reads as reduced rent-recovery odds after a judgment.

This is renter territory: 100% of occupied units are tenant-occupied. Running cool, rent-regulation exposure reads 1/10. Food insecurity runs 34.5% against 17.8% nationally.

Well under the midpoint, state political climate reads 1.5/10. 60% of renter households cross the 30%-of-income line, higher than the Payne County average of 53.0%.

Inability to pay a utility bill runs 17.6% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. It sits 0.8 points above the Payne County average of 4.2. At $864 a month, rents run 9% under what the rest of Stillwater commands.

Nationally it ranks #32,842 of 84,120 for landlord eviction difficulty. Social vulnerability reads 3.3/10 on the CDC index, a measure of exposure to housing and economic shocks.

Statewide the OK average is 3.8, so this tract runs 1.2 points hotter.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.