Stillwater Eviction Risk: Moderate

The dominant input is economic stress at 10/10. The poverty rate is 42%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Annualized rent equals 42% of average household income of $29,050, past the 30% affordability line, which thins the margin any screening standard has to work with.

This is renter territory: 83% of occupied units are tenant-occupied. Well under the midpoint, rent-regulation exposure reads 1/10. 63% of renter households cross the 30%-of-income line, above the Payne County average of 53.0%.

On the softer side, state political climate reads 1.5/10. It sits 0.8 points above the Payne County average of 4.2. Food insecurity runs 25.3% against 17.8% nationally.

SNAP participation runs 22.2% against 15.2% nationally. Nationally it ranks #32,842 of 84,120 for landlord eviction difficulty. Social vulnerability reads 7.7/10 on the CDC index, a measure of exposure to housing and economic shocks.

Statewide the OK average is 3.8, so this tract runs 1.2 points hotter. Of its three components the housing type and transport measure is the most pressured.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.