Pearl District Eviction Risk: Moderate , Tulsa

52% of renter households cross the 30%-of-income line, well above the Tulsa County average of 40.3%. The poverty rate is 35%, which in this model reads as reduced rent-recovery odds after a judgment.

Running hot, economic stress reads 8.6/10. 22% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

Set annual rent against average income of $32,708 and the ratio lands at 33%, above the conventional 30% ceiling. Well under the midpoint, state political climate reads 1.5/10.

Housing insecurity runs 26.8% against 14.2% nationally. Inability to pay a utility bill runs 20.8% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. It sits 1.1 points above the Tulsa County average of 3.7.

At $895 a month, rents run 15% under what the rest of Tulsa commands. In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. Nationally it ranks #35,669 of 84,120 for landlord eviction difficulty.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.