Tract 42041013104 ·
Cumberland County, PA · pop 2,741 · 54% of tract blocks fall in Shippensburg University
Shippensburg University is where census tract 42041013104 sits, home to 2,741 residents. Its landlord eviction-risk score is 6.4/10. On the national scale it ranks #13,307 of 84,120 for landlord eviction difficulty.
About 73% of renters carry a rent burden of 30% of income or higher, a severe level, and 28% are severely burdened at 50% or more. The typical renter pays about $1,291 a month while the average household earns $39,688 a year, roughly 39% of income at the averages. Renters make up 87% of occupied homes, a renter-majority tract.
Risk score
6.4
Elevated
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 63%Stable renters 24%Owners 13%
Tract context
Occupied units339
Renter share87.3%
SVI overall0.63
Poverty rate41.7%
Median income$39,688
Percentile rank
Higher percentile = riskier than more peers.
Within parent city
50th percentile
#1 of 1 tracts In Shippensburg University
Moderate
Within county
100th percentile
#1 of 55 tracts In Cumberland County
Very High
Within state
92th percentile
#295 of 3,445 tracts In Pennsylvania
Very High
National
90th percentile
#8,138 of 84,120 tracts In U.S.
Very High
Geographic context
Risk heat across Shippensburg University and the region
Centroid at 40.0611, -77.5255 · click any tract to drill in
Why Shippensburg University scores 6.4
9 axes · 1 = landlord-friendly
Local political climate
Inherited from Shippensburg University
3.6
Regional political climate
2024 county presidential margin
4.5
State political climate
Pennsylvania legislature & governorship
3.4
Economic stress
41.7% poverty · this tract
10.0
Supply constraint
$1,291 rent vs county FMR
4.4
Rent control risk
Inherited from Shippensburg University
4.2
Eviction process difficulty
State law sets the calendar
2.8
Tenant organizing strength
Inherited from Shippensburg University
9.9
Housing court bias
Inherited from Shippensburg University
2.6
How Shippensburg University compares
Risk score vs. parent city, county, state.
CDC Social Vulnerability Index
SVI percentile: 63
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
What drives eviction risk in Shippensburg University
The score leans hardest on economic stress at $1/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Shippensburg University, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the Cumberland County average of 5.1 and above the Pennsylvania statewide average of 5.4. Within its own county it reads on the riskier side for landlords.
The tract is predominantly White and ranks around the 63rd percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 42041013104
Q1
What is the eviction-risk score for census tract 42041013104?
Census tract 42041013104 in Shippensburg University scores 6.4/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 42041013104?
Median gross rent is $1,291/month (ACS 5-year 2023, table B25064). 73% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 42041013104?
41.7% of residents in tract 42041013104 live below the federal poverty line (ACS B17001, 2023). Population: 2,741.
Q4
How socially vulnerable is tract 42041013104?
CDC Social Vulnerability Index ranks this tract in the 63th percentile nationally. Sub-themes: socioeconomic 93th, household 2th, minority 46th, housing 76th.
Q5
How does tract 42041013104 compare to Shippensburg University overall?
Tract 42041013104 scores 6.4/10, higher than the parent city of Shippensburg University at 4.1/10. City-scale signals (state law, local rent controls, court bias) are inherited from Shippensburg University; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.