Belmont Eviction Risk: Elevated , Philadelphia

Set annual rent against average income of $42,569 and the ratio lands at 35%, above the conventional 30% ceiling. 74% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Pulling hardest the other way is supply constraint at 1.8/10.

Sitting well above the midpoint, court filing pressure reads 8.2/10. On the high side, regional political climate reads 8.2/10.

The poverty rate is 25%, which in this model reads as reduced rent-recovery odds after a judgment. It sits 1.1 points above the Philadelphia County average of 6.6. Court records carry 426 eviction filings across 4 observed years.

At $1,225 a month, rents run 12% under what the rest of Philadelphia commands. The worst year on record was 2010, when 13.4% of renter households were served. In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

In a typical year about 13.1% of renter households face a filing. On the national scale it lands near the 89th percentile of the 84,120 tracts scored. CDC social-vulnerability scoring puts the tract at 9.6/10.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.