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Neighborhood · Ranked #5,198 of 84,120 nationally

Germantown Eviction Risk: Elevated , Philadelphia

Tract 42101024100 · Philadelphia County, PA · pop 1,401 · neighborhood within 0.2 mi

For landlords sizing up the Germantown area of Philadelphia, census tract 42101024100 carries an elevated eviction-risk score of 7.4/10. That is riskier than roughly 98% of the 84,120 US census tracts we score.

68% of renter households here spend at least 30% of income on rent, a severe level, and 37% are severely burdened at 50% or more. Average rent runs $884 a month against an average household income of $18,646 a year, roughly 57% of income at the averages. Renters make up 82% of occupied homes, a renter-majority tract.

Risk score
6.9
Elevated
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 55% Stable renters 26% Owners 19%
Tract context
Occupied units727
Renter share81.7%
SVI overall0.87
Poverty rate34.8%
Median income$18,646

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
50 th percentile
Rank, 50th percentileLowHigh
#1 of 1 tracts In Germantown
Moderate
Within parent city
85 th percentile
Rank, 85th percentileLowHigh
#62 of 408 tracts In Philadelphia
High
Within county
87 th percentile
Rank, 87th percentileLowHigh
#54 of 408 tracts In Philadelphia County
High
Within state
97 th percentile
Rank, 97th percentileLowHigh
#95 of 3,445 tracts In Pennsylvania
Very High
Geographic context

Risk heat across Philadelphia and the region

Centroid at 40.0333, -75.1759 · click any tract to drill in

Why Germantown scores 6.9

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Philadelphia
8.0
Regional political climate
2024 county presidential margin
8.2
State political climate
Pennsylvania legislature & governorship
3.4
Economic stress
34.8% poverty · this tract
8.7
Supply constraint
$884 rent vs county FMR
1.0
Rent control risk
Inherited from Philadelphia
6.0
Eviction process difficulty
State law sets the calendar
7.5
Tenant organizing strength
Inherited from Philadelphia
7.5
Housing court bias
Inherited from Philadelphia
7.5

How Germantown compares

Risk score vs. parent city, county, state.
Germantown risk score vs. parent city / county / stateThis tract: 6.96.9This tracttract 024100Philadelphia: 5.55.5Philadelphiaparent cityCounty: 5.65.6Countyavg tract in countyState: 3.93.9Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 87

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: D: Hazardous (Redlined)

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 155Total filings over 4 yrs
  • 6.83%Avg annual filing rate
  • 9.0%Peak (2016)
  • 48Filings in 2016 (latest validated)
Filings by year 2010 to 2016
Year-by-year eviction filings in tract 421010241002010: 39 filings (6.01/100 renter HHs)2011: 34 filings (6.18/100 renter HHs)2012: 34 filings (6.18/100 renter HHs)2016: 48 filings (8.96/100 renter HHs)
Filings climbed 23% over the past 4 months.

Pandemic-era tracking (2020–2021)

  • 119Total filings 2020-21
  • 1.6Avg monthly (observed)
  • 2.5Pre-pandemic baseline
  • 0.61×Ratio to baseline
Monthly filings 2020–2021 2020-01-01 to 2026-05-01
Monthly eviction filings vs pre-pandemic baseline2020-01-01: 0 filings (0.00× baseline)2020-02-01: 4 filings (1.45× baseline)2020-03-01: 1 filings (0.11× baseline)2020-04-01: 0 filings (0.00× baseline)2020-05-01: 0 filings (0.00× baseline)2020-06-01: 0 filings (0.00× baseline)2020-07-01: 0 filings (0.00× baseline)2020-08-01: 0 filings (0.00× baseline)2020-09-01: 1 filings (0.29× baseline)2020-10-01: 1 filings (0.57× baseline)2020-11-01: 1 filings (0.36× baseline)2020-12-01: 0 filings (0.00× baseline)2021-01-01: 0 filings (0.00× baseline)2021-02-01: 1 filings (0.40× baseline)2021-03-01: 1 filings (0.11× baseline)2021-04-01: 2 filings (4.00× baseline)2021-05-01: 0 filings (0.00× baseline)2021-06-01: 1 filings (0.36× baseline)2021-07-01: 1 filings (0.80× baseline)2021-08-01: 1 filings (0.50× baseline)2021-09-01: 1 filings (0.29× baseline)2021-10-01: 1 filings (0.57× baseline)2021-11-01: 2 filings (0.73× baseline)2021-12-01: 0 filings (0.00× baseline)2022-01-01: 1 filings (0.80× baseline)2022-02-01: 1 filings (0.40× baseline)2022-03-01: 4 filings (0.43× baseline)2022-04-01: 0 filings (0.00× baseline)2022-05-01: 1 filings (0.36× baseline)2022-06-01: 1 filings (0.36× baseline)2022-07-01: 2 filings (1.60× baseline)2022-08-01: 2 filings (1.00× baseline)2022-09-01: 5 filings (1.43× baseline)2022-10-01: 1 filings (0.57× baseline)2022-11-01: 2 filings (0.73× baseline)2022-12-01: 4 filings (2.00× baseline)2023-01-01: 1 filings (0.80× baseline)2023-02-01: 0 filings (0.00× baseline)2023-03-01: 7 filings (0.76× baseline)2023-04-01: 4 filings (8.00× baseline)2023-05-01: 1 filings (0.36× baseline)2023-06-01: 0 filings (0.00× baseline)2023-07-01: 0 filings (0.00× baseline)2023-08-01: 0 filings (0.00× baseline)2023-09-01: 0 filings (0.00× baseline)2023-10-01: 1 filings (0.57× baseline)2023-11-01: 2 filings (0.73× baseline)2023-12-01: 0 filings (0.00× baseline)2024-01-01: 1 filings (0.80× baseline)2024-02-01: 1 filings (0.36× baseline)2024-03-01: 0 filings (0.00× baseline)2024-04-01: 0 filings (0.00× baseline)2024-05-01: 1 filings (0.36× baseline)2024-06-01: 1 filings (0.36× baseline)2024-07-01: 2 filings (1.60× baseline)2024-08-01: 0 filings (0.00× baseline)2024-09-01: 5 filings (1.43× baseline)2024-10-01: 4 filings (2.29× baseline)2024-11-01: 1 filings (0.36× baseline)2024-12-01: 1 filings (0.50× baseline)2025-01-01: 4 filings (3.20× baseline)2025-02-01: 3 filings (1.20× baseline)2025-03-01: 2 filings (0.22× baseline)2025-04-01: 1 filings (2.00× baseline)2025-05-01: 0 filings (0.00× baseline)2025-06-01: 2 filings (0.73× baseline)2025-07-01: 1 filings (0.80× baseline)2025-08-01: 1 filings (0.50× baseline)2025-09-01: 3 filings (0.86× baseline)2025-10-01: 4 filings (2.29× baseline)2025-11-01: 6 filings (2.18× baseline)2025-12-01: 7 filings (3.50× baseline)2026-01-01: 3 filings (30.00× baseline)2026-02-01: 3 filings (30.00× baseline)2026-03-01: 1 filings (10.00× baseline)2026-04-01: 0 filings (0.00× baseline)2026-05-01: 2 filings (20.00× baseline)

Pandemic filings ran far below baseline (moratorium effect). Eviction Lab tracked Palm Beach as part of its 34-metro Eviction Tracking System.

Analysis

What drives eviction risk in Germantown

What moves this score most is economic stress at 8.7/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Philadelphia eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Philadelphia County average of 6.8 and above the Pennsylvania statewide average of 5.4. Within its own county it reads on the riskier side for landlords.

Princeton's Eviction Lab logged 155 eviction filings here over 4 tracked years, with about 6.8% of renter households facing a filing in a typical year. Filings peaked at 9.0% of renter households in 2016.

This tract overlaps land the federal Home Owners' Loan Corporation redlined in the 1930s, a dominant grade of D ("Hazardous") across 56% of the tract. Redlining cut off mortgage credit to Black, immigrant, and working-class blocks, and those areas still tend to carry higher rent burden and eviction filings today.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 42101024100

Q1

What is the eviction-risk score for census tract 42101024100?

Census tract 42101024100 in the Germantown neighborhood scores 6.9/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 42101024100?

Median gross rent is $884/month (ACS 5-year 2023, table B25064). 68% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 42101024100?

34.8% of residents in tract 42101024100 live below the federal poverty line (ACS B17001, 2023). Population: 1,401.
Q4

How socially vulnerable is tract 42101024100?

CDC Social Vulnerability Index ranks this tract in the 87th percentile nationally. Sub-themes: socioeconomic 80th, household 83th, minority 87th, housing 78th.
Q5

Is tract 42101024100 considered part of Germantown?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 42101024100 fall within Germantown (neighborhood centroid within 0.2 miles, OSM data).
Q6

How many evictions are filed each year in tract 42101024100?

Princeton Eviction Lab recorded 155 eviction filings across 4 validated years in tract 42101024100 (2000-2018). The average annual filing rate is 6.83% of renter households, peaking at 9.0% in 2016. Source: Eviction Lab tract-validated 2024 release.
Q7

Did eviction filings in tract 42101024100 drop during COVID?

Pandemic-era filings ran 0.61× the pre-COVID monthly baseline. Filings dropped sharply, likely a moratorium effect. Tracked by the Eviction Lab Eviction Tracking System (Palm Beach), 2020-2021.
Q8

How does tract 42101024100 compare to Philadelphia overall?

Tract 42101024100 scores 6.9/10, higher than the parent city of Philadelphia at 5.5/10. City-scale signals (state law, local rent controls, court bias) are inherited from Philadelphia eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9

Was tract 42101024100 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 56% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Philadelphia

Top eight tracts in Philadelphia ranked by composite eviction-risk score.

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